104 Turtle Point Ct, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 104 Turtle Point Ct, Saint Simons Island, GA 31522

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,945 sqft · built 1991
Lot Size0.165 acres (7,196 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (May 2021)
Tax Bill$4,972 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN04-08921

Property Details

APN / Parcel Number

Primary APN04-08921

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,945 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialStucco
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,196 sqft (0.165 acres)
Garage TypeAttached
Garage Area483 sqft
PorchPorch
Porch Area139 sqft
Patio Area202 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address104 TURTLE POINT CT
CityST SIMONS ISLAND
StateGA
Zip31522-9738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDG
Legal Description3 TURTLE POINT
Legal SubdivisionTURTLE POINT
Legal Block3
Legal Lot Number3
JurisdictionGLYNN GA
Township / Civil DivisionST. SIMONS
Census Block Group1
Census Block1008
Census Tract303

Owner

Source: Glynn County records, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 TURTLE POINT CT, SAINT SIMONS ISLAND, GA 31522-9738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Prior SaleDec 11, 2015 · Amount on Record
Deed Document Number20212416
Deed Book / Page4453 / 331
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLYNN GA
Recording DateMay 12, 2021
Property Address104 TURTLE POINT CT, SAINT SIMONS ISLAND, GA 31522-9738
Document Number0044530331
Book / Page4453 / 331
Instrument DateMay 12, 2021
Instrument2021-002416
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 TURTLE POINT CT, ST SIMONS ISLAND, GA 31522-9738

Mortgage

Document Number632021008008
DateMay 12, 2021
Instrument0632021008008
Lender
NameBAY EQUITY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyGlynn County
Unified School DistrictGlynn County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,972.00 (+31.57%)$198,280 (-0.5%) Land $32,000 Building $166,280$495,700 (-0.5%) Land $80,000 Building $415,700
2023$199,280 Land $32,000 Building $167,280$498,200 Land $80,000 Building $418,200
2022$3,779.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 572 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies687 units insured
incl. 115 condo units
Nearby Flood Claims35 (2005–2024)
Claims Outside the SFHA3 of 35
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 26 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 94% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. SIMONS ISLAND
serves 29,249 people · EPA ID GA1270001
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
AT&T
DSL · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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