Harford County property record for 108 Trails Way, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,446 sqft · built 2022 |
| Lot Size | 0.13 acres (5,667 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Oct 2016) |
| Tax Bill | $4,622 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-373625 |
| Primary APN | 01-373625 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,446 sqft Total Area |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 5,667 sqft (0.13 acres) |
| Garage Area | 388 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 373625 |
|---|---|
| Street Address | 108 TRAILS WAY |
| City | JOPPA |
| State | MD |
| Zip | 21085-4772 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 52 5667 SF 108 TRAILS WAY OLD TRAILS PT 120/73 |
| Legal Subdivision | OLD TRAILS |
| Legal Lot Number | 52 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 TRAILS WAY, JOPPA, MD 21085-4772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2016 · Amount on Record |
| Deed Sale | Oct 21, 2016 · Amount on Record |
| Deed Book / Page | 12053 / 98 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 2, 2022 |
| Property Address | 108 TRAILS WAY, JOPPA, MD 21085-4772 |
| Document Number | 0154920103 |
| Book / Page | 15492 / 103 |
| Map Reference | MB JJR 120 FO 73 |
| Instrument Date | Apr 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 TRAILS WAY, JOPPA, MD 21085-4772 |
| Document Number | 0154920114 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 15492-0114 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,622.00 (+13.37%) | $424,100 (+14.38%) | $449,100 (+20.05%) Land $92,000 Building $357,100 |
| 2025 | $4,077.00 (+1.82%) | ||
| 2023 | $370,767 | $374,100 Land $92,000 Building $282,100 | |
| 2022 | $4,004.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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