104 Trails Way, Joppa, MD 21085 Property Records

Harford County property record for 104 Trails Way, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	4.5 ba · 2,426 sqft · built 2022
Lot Size	0.088 acres (3,817 sqft)
Owner	2 Individuals on Record
Last Sale	$460,912 (Jun 2022)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-373641`

Property Details

APN / Parcel Number

Primary APN	`01-373641`
Alternative APN	`373641`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,426 sqft Total Area
Basement Area	860 sqft
Finished Basement	860 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,817 sqft (0.088 acres)
Garage Type	Built-in
Garage Area	388 sqft
Parking Spaces	1 Parking Space
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	373641
Street Address	104 TRAILS WAY
City	JOPPA
State	MD
Zip	21085-4772
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 54 3817 SF 104 TRAILS WAY OLD TRAILS PT 120/73
Legal Subdivision	FINAL PLAT THREE, OLD TRAILS
Legal Lot Number	54
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2917 CROW VALLEY RD, TUNNEL HILL, GA 30755-9290
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Jun 17, 2022	Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	2022
Deed Book / Page	15560 / 252
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	104 TRAILS WAY, JOPPA, MD 21085-4772
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155980038
Date	Jul 18, 2022
Book Page	15598/38

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2037

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 17, 2022
Property Address	104 TRAILS WAY, JOPPA, MD 21085-4772
Document Number	0155600252
Book / Page	15560 / 252
Map Reference	MB JJR 120 FO 73
Instrument Date	May 9, 2022
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 TRAILS WAY, JOPPA, MD 21085-4772

Mortgage

Document Number	0155600265
Date	Jun 17, 2022
Instrument	15560-0265

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,167 (+8.48%)	$448,700 (-) Land $90,000 Building $358,700
2025	$3,826.00 (+1.95%)	$383,633 (+10.31%)	$448,700 (+27.8%) Land $90,000 Building $358,700
2023		$347,767	$351,100 Land $90,000 Building $261,100
2022	$3,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trails Way

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