103 Towering Pine Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 103 Towering Pine Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,855 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-12-01-005`

Property Details

APN / Parcel Number

Primary APN	`146-12-01-005`
Alternative APN	`R0032727`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,855 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0032727
Old Parcel Number	1461201005
Street Address	103 TOWERING PINE DR
City	LADSON
State	SC
Zip	29456-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT A2 SUBD: SUMMERHAVEN PH 0
Legal Subdivision	SUMMERHAVEN
Legal Phase	1
Legal Tract	T
Legal Lot Number	A2
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1008
Census Tract	10814

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 TOWERING PINE DR, LADSON, SC 29456-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
Sep 1, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2017
Deed Sale	Aug 17, 2017
Prior Sale	Jun 30, 2003 · Amount on Record
Deed Document Number	0000109811
Deed Book / Page	3904 / 269
Prior Transfer Date	Nov 24, 2003
Prior Transfer Doc	0003904269
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	103 TOWERING PINE DR, LADSON, SC 29456-3701
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139620149
Date	Feb 1, 2022
Book Page	13962/149
Instrument	2022002904

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Nov 1, 2036

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER SC
Recording Date	Sep 1, 2017
Property Address	103 TOWERING PINE DR, LADSON, SC 29456-3701
Document Number	0981/0001
Book / Page	010981 / 000001
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 TOWERING PINE DR LADSON SC 294563701, LADSON, SC 29456-3701

Mortgage

Document Number	1004/0166
Date	Sep 1, 2017
Book Page	011004/000166

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 31, 2032

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,341.00	$13,712 (+53.45%) Land $3,400 Building $10,312	$342,793 (+53.45%) Land $85,000 Building $257,793
2024	$2,341.00 (+10.37%)
2023	$2,121.00 (+2.36%)	$8,936 (+8.98%) Land $1,800 Building $7,136	$223,393 (+8.95%) Land $45,000 Building $178,393
2022	$2,072.00	$8,200 Land $1,610 Building $6,590	$205,045 Land $40,250 Building $164,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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