Lorain County property record for 108 Timber Ridge Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,641 sqft · built 2005 |
| Lot Size | 0.389 acres (16,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2021) |
| Tax Bill | $6,257 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-006-107-023 |
| Primary APN | 10-00-006-107-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,641 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| 2nd Floor Area | 1,057 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 16,977 sqft |
| Lot Dimensions | 212 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 258 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 108 TIMBER RIDGE DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBER RIDGE SUB 1 80 X 212.21 |
| Legal Subdivision | TIMBER RIDGE SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-006-107-023
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 TIMBER RIDGE DR, ELYRIA, OH 44035-8797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Feb 07, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2021 · Amount on Record |
| Deed Sale | Sep 08, 2021 · Amount on Record |
| Prior Sale | Jun 02, 2016 · Amount on Record |
| Deed Document Number | 2021006028 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 08, 2021 |
| Property Address | 108 TIMBER RIDGE DR, ELYRIA, OH 44035-8797 |
| Document Number | 20210838121 |
| Map Reference | VOL 79 PG 23&24 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2021-0838121 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 TIMBER RIDGE DR, ELYRIA, OH 44035-8797 |
| Document Number | 20210838122 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021-0838122 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 108 TIMBER RIDGE DR, ELYRIA, OH 44035-8797 |
| Document Number | 0000661288 |
| Instrument Date | Feb 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 TIMBER RIDGE DR ELYRIA OH 440358797, ELYRIA, OH 44035-8797 |
| Document Number | 0000661288 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 661288 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2048 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,257.00 | $151,700 (+%) Land $28,090 Building $123,610 | $433,410 (-) Land $80,250 Building $353,160 |
| 2024 | $6,257.00 (+29.17%) | $151,694 (+44.52%) Land $28,088 Building $123,606 | $433,410 (+44.52%) Land $80,250 Building $353,160 |
| 2023 | $4,844.00 (+0.29%) | $104,966 (%) Land $22,068 Building $82,898 | $299,900 (-) Land $63,050 Building $236,850 |
| 2022 | $4,830.00 | $104,970 Land $22,070 Building $82,900 | |
| 2021 | $299,900 Land $63,050 Building $236,850 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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