Charlevoix County property record for 108 Terrace St, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,616 sqft |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,369 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-355-014-00 |
| Primary APN | 052-355-014-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 25,003 sqft (0.574 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 TERRACE ST |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 14 J MILO EATON'S ADDITION |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 35 |
| Legal Subdivision | MILO EATON'S ADDITION |
| Legal Lot Number | 14 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1500 |
108 Terrace St is owned by a company and is owner-occupied.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4882 SEQUANOTA DR, CHARLEVOIX, MI 49720-9522 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 108 Terrace St was $3,369 with a homeowner's exemption, up 1.1% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,200 (-0.23%) | $428,400 (-0.23%) | |
| 2025 | $3,369.00 (+1.14%) Homeowner's exemption | $214,700 | $429,400 |
| 2024 | $3,331.00 | ||
| 2023 | $153,800 | $307,600 | |
| 2022 | $3,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Terrace St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Terrace St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLEVOIX serves 3,124 people · EPA ID MI0001330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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