Charlevoix County property record for 104 Terrace St, #A, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,344 sqft |
| Lot Size | 1 acres (43,952 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Aug 1997) |
| Tax Bill | $4,547 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-355-015-00 |
| Primary APN | 052-355-015-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 43,952 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 104 TERRACE ST, A |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 15 & 16 OF J MILO EATON'S ADDITION |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 35 |
| Legal Subdivision | MILO EATON'S ADDITION |
| Legal Lot Number | 15-16 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1500 |
104 Terrace St, #A is owned and occupied by two individuals who bought it in August 1997.
Source: Charlevoix County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 TERRACE ST, A, CHARLEVOIX, MI 49720-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 1997 · Amount on File |
| Deed Sale | Aug 12, 1997 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 104 Terrace St, #A was $4,547 with a homeowner's exemption, up 1.6% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,300 (-24.53%) | $352,600 (-24.53%) | |
| 2025 | $4,547.00 (+1.56%) Homeowner's exemption Additional exemption filed | $233,600 | $467,200 |
| 2024 | $4,477.00 | ||
| 2023 | $152,700 | $305,400 | |
| 2022 | $4,146.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Terrace St, #A in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Terrace St, #A is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLEVOIX serves 3,124 people · EPA ID MI0001330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures