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108 Tern Trace Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 108 Tern Trace Ct, Saint Johns, FL 32259 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,788 sqft · built 1997
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Sep 2023)
Tax Bill$8,784 (2025)
Deeds & MortgagesSep 2023 Sale
Jun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN249350-2330

Property Details

APN / Parcel Number

Primary APN249350-2330

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area2,788 sqft Living Area
Gross Area3,569 sqft
1st Floor Area2,452 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,958 sqft (0.55 acres)
Garage TypeAttached
Garage Area536 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area465 sqft
PorchSlab
Porch Area35 sqft
Deck AreaDeck Area
Patio Area1,036 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address108 TERN TRACE CT
CitySAINT JOHNS
StateFL
Zip32259-3312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description30/81-86 JULINGTON CREEK PLANTATION PARCEL 35 PHASE 4B LOT 233 OR5827/29
Legal Range27E
Legal Township04S
Legal Section33
Legal SubdivisionJULINGTON CREEK PLANTATION PARCEL 35 PHA
Legal Phase4B
Legal Block2
Legal Lot Number233
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group2
Census Block2000
Census Tract20802

Owner

Source: St. Johns County records · APN 249350-2330

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address108 TERN TRACE CT, SAINT JOHNS, FL 32259-3312
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Warranty Deed, Transfer
ATTORNEYS TITLE SERVICES LLC
Jun 28, 2018Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2023 · Amount on Record
Deed SaleSep 18, 2023 · Amount on Record
Prior SaleJun 29, 2012 · Amount on Record
Deed Document Number202373760
Deed Book / Page5827 / 29
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 18, 2023
Property Address108 TERN TRACE CT, SAINT JOHNS, FL 32259-3312
Document Number0058270029
Book / Page5827 / 29
Map ReferenceMB 30 PG 81-86
Instrument DateSep 15, 2023
Instrument2023073760
Transaction TypeTransfer
Record UpdatedOct 02, 2023
Title CompanyATTORNEYS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$4,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address812 LOUKELL AVE SE, HUNTSVILLE, AL 35802-2654

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 TERN TRACE CT, SAINT JOHNS, FL 32259-3312

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address108 TERN TRACE CT, SAINT JOHNS, FL 32259-3312
Document Number0045901929
Instrument DateJun 28, 2018
Transaction TypeMortgage
Record UpdatedAug 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 TERN TRACE CT ST JOHNS FL 322593312, ST JOHNS, FL 32259-3312

Mortgage

Document Number0045901929
DateAug 03, 2018
Book Page004590/001929
Instrument56039
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 02, 2048
Interest
Rate4.62%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$516,423 (-0.13%) Land $95,000 Building $421,423$516,423 (-0.13%) Land $95,000 Building $421,423
2025$8,784.00 (+14.64%)$517,095 (+4.8%)$517,095 (+4.8%) Land $99,000 Building $418,095
2024$7,662.00 (+8.71%)
2023$7,048.00 (+5.54%)$493,429 (+4.75%)$493,429 (+4.75%) Land $94,000 Building $399,429
2022$6,678.00$471,054$471,054 Land $89,600 Building $381,454

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 27 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
26 of 27 on primary residences
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2007, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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