105 Tern Trace Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 105 Tern Trace Ct, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,170 sqft · built 1997
Lot Size	0.33 acres (14,374 sqft)
Owner	2 Individual Names on File
Last Sale	$182,500 (Apr 2011)
Tax Bill	$6,958 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249350-2350`

Property Details

APN / Parcel Number

Primary APN	`249350-2350`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	2,941 sqft
1st Floor Area	2,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	317 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 TERN TRACE CT
City	SAINT JOHNS
State	FL
Zip	32259-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	30/81-86 JULINGTON CREEK PLANTATION PARCEL 35 PHASE 4B LOT 235 OR3423/1345
Legal Range	27E
Legal Township	04S
Legal Section	33
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 35 PHA
Legal Phase	4B
Legal Block	2
Legal Lot Number	235
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20802

Owner

Source: St. Johns County records · APN 249350-2350

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 LANCASTER PL, SAINT AUGUSTINE, FL 32080-7533
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2011 · Amount on Record
Deed Sale	Apr 04, 2011 · Amount on Record
Prior Sale	Jan 20, 2011
Deed Document Number	201116639
Deed Book / Page	3423 / 1345
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	105 TERN TRACE CT, SAINT JOHNS, FL 32259-3312
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LANCASTER PL, SAINT AUGUSTINE, FL 32080-7533

Mortgage

Document Number	0052631728
Date	May 12, 2021
Book Page	5263/1728
Instrument	2021053725

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,200 (+1.75%) Land $95,000 Building $293,200	$388,200 (+1.75%) Land $95,000 Building $293,200
2025	$6,958.00 (+11.01%)	$381,540 (-1.57%)	$381,540 (-1.57%) Land $99,000 Building $282,540
2024	$6,268.00 (+8.88%)	$387,611 (+0.41%)	$387,611 (+0.41%) Land $99,000 Building $288,611
2023	$5,757.00 (+4.9%)	$386,047 (+3.73%)	$386,047 (+3.73%) Land $94,000 Building $292,047
2022	$5,488.00	$372,182	$372,182 Land $89,600 Building $282,582

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2007 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Based on FCC filings for 172 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.