108 Sydney Ln, Lorena, TX 76655 Property Records

McLennan County property record for 108 Sydney Ln, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,262 sqft · built 2021
Lot Size	0.614 acres (26,746 sqft)
Owner	Individual Name on Record
Tax Bill	$7,643 (2022)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`440783110001140`

Property Details

APN / Parcel Number

Primary APN	`440783110001140`
Alternative APN	`384905`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,262 sqft Living Area
1st Floor Area	2,262 sqft
Flooring	Carpet
Fireplace	Fireplace
Security Alarm	Security Alarm

Exterior

Year Built	Built 2021
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	26,746 sqft (0.614 acres)
Lot Dimensions	265 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Utility Building	1,200 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	384905
City	LORENA
State	TX
Zip	76655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SENDERA POINT ADDITION LOT 14 BLOCK 1 ACRES .614
Legal Subdivision	SENDERA POINT ADDITION
Legal Block	1
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1051
Census Tract	3701

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Oct 1, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jan 26, 2021	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021
Deed Sale	Oct 1, 2021
Deed Document Number	2021040291
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	108 SYDNEY LN, LORENA, TX 76655-3596
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002947
Date	Jan 25, 2021
Instrument	2021002947

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 1, 2021
Property Address	108 SYDNEY LN, LORENA, TX 76655-3596
Document Number	0000040291
Map Reference	FILE 2018043638
Instrument Date	Sep 30, 2021
Instrument	2021040291
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SYDNEY LN, LORENA, TX 76655-3596

Mortgage

Document Number	0000040292
Date	Oct 1, 2021
Instrument	2021040292

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 26, 2021
Property Address	108 SYDNEY LN, LORENA, TX 76655-3596
Document Number	0000003203
Instrument Date	Jul 24, 2020
Instrument	3203
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	646 WILDCAT CIR WACO TX 767055668, WACO, TX 76705-5668

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Robinson City
Unified School District	Robinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$502,500 (+5.26%) Land $48,410 Building $454,090	$502,500 (+5.26%) Land $48,410 Building $454,090
2023		$477,400 Land $48,410 Building $428,990	$477,400 Land $48,410 Building $428,990
2022	$7,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1989–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROBINSON serves 11,900 people · EPA ID TX1550010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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