105 Sydney Ln, Lorena, TX 76655 Property Records

McLennan County property record for 105 Sydney Ln, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,148 sqft · built 2019
Lot Size	0.657 acres (28,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,175 (Sep 2020)
Tax Bill	$6,580 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-078311-000102-0`

Property Details

APN / Parcel Number

Primary APN	`44-078311-000102-0`
Alternative APN	`384893`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
Gross Area	2,723 sqft
1st Floor Area	2,148 sqft
Flooring	Tile

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	28,619 sqft (0.657 acres)
Lot Dimensions	267 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	252 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 SYDNEY LN
City	LORENA
State	TX
Zip	76655-3596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SENDERA POINT ADDITION LOT 2 BLOCK 1 ACRES .657
Legal Subdivision	SENDERA POINT ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1051
Census Tract	3701

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 SYDNEY LN, LORENA, TX 76655-3596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jun 20, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Jun 3, 2020	Warranty Deed, Transfer NOT AVAILABLE
Sep 24, 2019	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Jun 3, 2020 · Amount on Record
Deed Document Number	202031332
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0000017993
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 4, 2020
Property Address	105 SYDNEY LN, LORENA, TX 76655-3596
Document Number	0000031332
Map Reference	FILE 2018043638
Instrument Date	Sep 1, 2020
Instrument	2020031332
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SYDNEY LN, LORENA, TX 76655-3596

Mortgage

Document Number	0000031333
Date	Sep 4, 2020
Instrument	2020031333

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	105 SYDNEY LN, LORENA, TX 76655-3596
Document Number	0000024557
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SYDNEY LN ROBINSON TX 76706, ROBINSON, TX 76706

Mortgage

Document Number	0000024557
Date	Jul 21, 2020
Instrument	24557

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 20, 2021

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 3, 2020
Property Address	105 SYDNEY LN, LORENA, TX 76655-3596
Document Number	0000017993
Instrument Date	May 29, 2020
Instrument	17993
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	646 WILDCAT CIR WACO TX 767055668, WACO, TX 76705-5668

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 24, 2019
Property Address	105 SYDNEY LN, LORENA, TX 76655-3596
Document Number	0000032082
Map Reference	FILE 2018043638
Instrument Date	Sep 20, 2019
Instrument	2019032082
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 WILDCAT CIR, WACO, TX 76705-5668
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032083
Date	Sep 24, 2019
Instrument	2019032083

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Robinson City
Unified School District	Robinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,556 (+3.57%) Land $55,235 Building $393,321	$448,556 (-1.36%) Land $55,235 Building $393,321
2025	$6,580.00 (+13.59%) Homeowner's exemption	$433,095 (-5.55%) Land $50,370 Building $404,360	$454,730 (-0.83%) Land $50,370 Building $404,360
2024	$5,793.00 (+13.26%)
2023		$458,520 Land $50,370 Building $408,150	$458,520 Land $50,370 Building $408,150
2022	$5,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1989–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROBINSON serves 11,900 people · EPA ID TX1550010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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