Madison County property record for 108 Sunset Ave, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3,824 sqft |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Oct 2021) |
| Tax Bill | $3,111 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0013-0005 |
| Primary APN | R005-0013-0005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,824 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 76126 |
|---|---|
| Street Address | 108 SUNSET AVE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURNAMWOOD LOT 3 BLK 2 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10602 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 108 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 1, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Oct 25, 2021 | Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Deed Document Number | 2014060368 |
| Deed Book / Page | D813 / 217 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 108 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0M2295/621 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | M2295/621 |
| Instrument | 2014201133 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 108 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2069/117 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | M2069/117 |
| Instrument | 2014043290 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 11, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 25, 2021 |
| Property Address | 108 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Document Number | 00D813/217 |
| Book / Page | D813 / 217 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2014060368 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 528 CALEDONIA DR, RICHMOND, KY 40475-1366 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 108 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Document Number | 2014060370 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2014060370 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,111.00 (-2.81%) Additional exemption filed | $330,000 (-) | $330,000 (-) |
| 2023 | $3,201.00 (-0.28%) | $330,000 (-) | $330,000 (-) |
| 2022 | $3,210.00 | $330,000 | $330,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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