Madison County property record for 102 Sunset Ave, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3,539 sqft |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Feb 2020) |
| Tax Bill | $3,357 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jan 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0013-0003 |
| Primary APN | R005-0013-0003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,539 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 63056 |
|---|---|
| Street Address | 102 SUNSET AVE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURNAMWOOD LOT 1 BLK 2 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10602 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 102 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CENTRAL BANK |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK |
| Feb 3, 2020 | Deed, Transfer · Conventional Mortgage KENTUCKY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2020 · Amount on Record |
| Deed Sale | Feb 3, 2020 · Amount on Record |
| Prior Sale | Aug 25, 2016 · Amount on Record |
| Deed Document Number | 2014006636 |
| Deed Book / Page | D00784 / 140 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 102 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M1723/186 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | M1723/186 |
| Instrument | 952900 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, KY 40336 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 102 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M02014/33 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | M02014/33 |
| Instrument | 2014027861 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 20, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 102 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0M01975/59 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | M01975/59 |
| Instrument | 2014019632 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 3, 2020 |
| Property Address | 102 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Document Number | D00784/140 |
| Book / Page | D00784 / 140 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 2014006636 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 AVA DR, RICHMOND, KY 40475-7859 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 102 SUNSET AVE, RICHMOND, KY 40475-1325 |
| Document Number | 2014006637 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 2014006637 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jan 27, 2021 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,357.00 (-2.5%) Additional exemption filed | $356,000 (+0.28%) | $356,000 (+0.28%) |
| 2023 | $3,443.00 (-0.32%) | $355,000 (-) | $355,000 (-) |
| 2022 | $3,454.00 | $355,000 | $355,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures