108 Summerset Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 108 Summerset Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,020 sqft · built 1987
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Last Sale	$1,901,000 (Oct 2021)
Tax Bill	$22,887 (2025)
Deeds & Mortgages	Feb 2023 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-452-007-7`

Property Details

APN / Parcel Number

Primary APN	`213-452-007-7`
Alternative APN	`213-452-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,020 sqft Living Area
1st Floor Area	1,506 sqft
2nd Floor Area	1,514 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Cluster
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	108 SUMMERSET CT
City	SAN RAMON
State	CA
Zip	94583-4462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6644 L10
Legal Subdivision	SUBDIVISION 6644
Legal Tract	6644
Legal Lot Number	10
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	345111

Owner

108 Summerset Ct is owner-occupied and held in a trust since October 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	108 SUMMERSET CT, SAN RAMON, CA 94583-4462
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Intrafamily Transfer, Transfer
Oct 1, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	May 24, 2016 · Amount on File
Deed Document Number	2021272932
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 7, 2023
Property Address	108 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number	0000010841
Map Reference	MB 298 PG 12-14
Instrument Date	Dec 21, 2022
Instrument	2023-010841
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SUMMERSET CT, SAN RAMON, CA 94583-4462

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 1, 2021
Property Address	108 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number	0000272932
Map Reference	MB 298 PG 12-14
Instrument Date	Sep 29, 2021
Instrument	2021-272932
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	108 SUMMERSET CT, SAN RAMON, CA 94583-4462
Investor	Possibly a Property Investor

Mortgage

Document Number	0000272933
Date	Oct 1, 2021
Instrument	2021-272933

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 108 Summerset Ct was $22,887 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,010,000 (-) Land $872,304 Building $1,137,696
2025	$22,887.00 Homeowner's exemption	$2,010,000 Land $872,305 Building $1,137,695
2023	$20,963.00 (-4.54%) Homeowner's exemption	$1,830,000 Land $794,000 Building $1,036,000
2022	$21,961.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 108 Summerset Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Summerset Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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