Clay County property record for 108 Sumac St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,145 sqft · built 1995 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,118 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-519-00-03-005.00 |
| Primary APN | 05-519-00-03-005.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,145 sqft Living Area |
| Gross Area | 2,201 sqft |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 108 SUMAC ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR LAKE ESTATES II LT 36 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 22 |
| Legal Subdivision | CEDAR LAKE ESTATES II |
| Legal Lot Number | 36 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 22000 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 10504, KANSAS CITY, MO 64188-0504 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 19, 2025 | Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC |
| Dec 18, 2018 | Warranty Deed, Transfer USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 |
| Deed Sale | Sep 19, 2025 |
| Prior Sale | Dec 18, 2018 · Amount on Record |
| Deed Document Number | 202524117 |
| Deed Book / Page | 10015 / 134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 19, 2025 |
| Property Address | 108 SUMAC ST, SMITHVILLE, MO 64089-8242 |
| Document Number | 0000024117 |
| Book / Page | 10015 / 134 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025024117 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 10504, GLADSTONE, MO 64118 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 18, 2018 |
| Property Address | 108 SUMAC ST, SMITHVILLE, MO 64089-8242 |
| Document Number | 0000040212 |
| Book / Page | 008336 / 000186 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 40212 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 SUMAE LN SMITHVILLE MO 64089, SMITHVILLE, MO 64089 |
| Document Number | 40213 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 008336/000187 |
| Instrument | 40213 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2048 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,118.00 (+19.14%) | $43,810 (+15.56%) | $230,579 (+15.56%) |
| 2023 | $2,617.00 (+27.97%) | $37,910 | $199,526 |
| 2019 | $2,045.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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