104 Sumac St, Smithville, MO 64089 Property Records

Clay County property record for 104 Sumac St, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,277 sqft · built 1995
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,631 (2023)
Flood Zone	Zone X (minimal risk)
APN	`05-519-00-03-003-00`

Property Details

APN / Parcel Number

Primary APN	`05-519-00-03-003-00`
Alternative APNs	`0551900030030001` `5519000300300` `296850`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,277 sqft Total Area
1st Floor Area	1,275 sqft
Basement Area	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	756 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	0551900030030001
Street Address	104 SUMAC ST
City	SMITHVILLE
State	MO
Zip	64089-8242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR LAKE ESTATES II LT 38
Legal Range	33
Legal Township	53
Legal Section	22
Legal Subdivision	CEDAR LAKE ESTATES II
Legal Lot Number	38
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	2
Census Block	2005
Census Tract	22000

Owner

Source: Clay County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 SUMAC ST, SMITHVILLE, MO 64089-8242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1994
Deed Sale	Jul 1, 1994
Deed Document Number	0000001994
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,310 (+16.3%)	$233,211 (+16.3%)
2023	$2,631.00 (+29.54%)	$38,100	$200,526
2019	$2,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	46 (1978–1982)
Claims Outside the SFHA	34 of 46
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20