108 Sturbridge Cir, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 108 Sturbridge Cir, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details4,103 sqft · built 1987
Lot Size0.796 acres (34,674 sqft)
OwnerIndividual Name on File
Last Sale$999,900 (Nov 2024)
Tax Bill$22,876 (2025)
Deeds & MortgagesNov 2024 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-04105-0000-00216

Property Details

APN / Parcel Number

Primary APN14-04105-0000-00216
Alternative APNs
  • 1400605C00052
  • 140410500216

Interior

Building Area4,103 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Lot Area34,674 sqft (0.796 acres)

Location & Zoning

Old Parcel Number1400605C00052
Street Address108 STURBRIDGE CIR
CityWAYNE
StateNJ
Zip07470-8402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal SubdivisionWATERVIEW ESTATES
Legal Block4105
Legal Lot Number216
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2005
Census Tract246001

Owner

108 Sturbridge Cir is owned and occupied by an individual who bought it in November 2024.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address108 STURBRIDGE CIR, WAYNE, NJ 07470-8402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2024Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Jul 16, 2020Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2024 · Amount on File
Deed SaleNov 15, 2024 · Amount on File
Prior SaleJul 16, 2020 · Amount on File
Deed Document Number202436320
Deed Book / Page4805 / 63
Record UpdatedSep 20, 2026

November 2024: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateNov 15, 2024
Property Address108 STURBRIDGE CIR, WAYNE, NJ 07470-8402
Document Number0000036320
Book / PageD4805 / 63
Instrument DateNov 4, 2024
Instrument2024036320
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyMAIN STREET TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 CARRIAGE WAY, KINNELON, NJ 07405-3222

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 STURBRIDGE CIR, WAYNE, NJ 07470-8402

Mortgage

Document Number0000036321
DateNov 15, 2024
Book PageM19144/234
Instrument2024036321
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2039

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateJul 16, 2020
Property Address108 STURBRIDGE CIR, WAYNE, NJ 07470-8402
Document Number0000032043
Book / PageD3830 / 28
Instrument DateJun 29, 2020
Instrument2020032043
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyHUDSON ONE TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,117.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address122 MAIN ST, 122, WEST ORANGE, NJ 07052-5605

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 LAWRENCE CT, TEANECK, NJ 07666-6489

Mortgage

Document Number0000032044
DateJul 16, 2020
Instrument2020032044
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 108 Sturbridge Cir was $22,876, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$381,400 (-) Land $154,800 Building $226,600$381,400 (-) Land $154,800 Building $226,600
2025$22,876.00 (+0.87%)$381,400 Land $154,800 Building $226,600$381,400 Land $154,800 Building $226,600
2024$22,678.00
2023$381,400 Land $154,800 Building $226,600$381,400 Land $154,800 Building $226,600
2022$21,564.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Sturbridge Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Sturbridge Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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