108 Spears Ln, Wills Point, TX 75169 Property Records

Van Zandt County property record for 108 Spears Ln, Wills Point, TX 75169

Property Summary

Property Type	Single Family Home
Details	2,138 sqft · built 1973
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$175,600 (Nov 2019)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000036757`

Property Details

APN / Parcel Number

Primary APN	`R000036757`
Alternative APN	`084.5610.0001.0002.0100`

Interior

Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	2,138 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	10,890 sqft (0.25 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft

Location & Zoning

Account Number	R000036757
Street Address	108 SPEARS LN
City	WILLS POINT
State	TX
Zip	75169-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.250 BLK: 1 LOT: PT 2 ADDN: SPEARS
Legal Subdivision	J A ONEAL SURVEY ABSTRACT #642
Legal Block	1
Legal Lot Number	2
Jurisdiction	VAN ZANDT TX
Township / Civil Division	WILLS POINT
Census Block Group	3
Census Block	3022
Census Tract	950500

Owner

108 Spears Ln is owned and occupied by an individual who bought it in November 2019.

Source: Van Zandt County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	108 SPEARS LN, WILLS POINT, TX 75169-2443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Nov 19, 2019	Vendor's Lien, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Prior Sale	Nov 16, 2007
Deed Document Number	201910206
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	2019010206
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN ZANDT TX
Property Address	108 SPEARS LN, WILLS POINT, TX 75169-2443
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPEARS LN, SEAGOVILLE, TX 75159

Mortgage

Document Number	2022001954
Date	Feb 16, 2022
Instrument	2022-001954

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77253

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAN ZANDT TX
Recording Date	Nov 19, 2019
Property Address	108 SPEARS LN, WILLS POINT, TX 75169-2443
Document Number	2019010206
Instrument Date	Nov 15, 2019
Instrument	2019-010206
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	REPUBLIC TITLE INC, REPUBLIC TITLE OF TEXAS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPEARS LN, WILLS POINT, TX 75169-2443

Mortgage

Document Number	2019010207
Date	Nov 19, 2019
Instrument	2019-010207

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 108 Spears Ln was $3,199 with a homeowner's exemption, down 9.2% from the year before.

Source: Van Zandt County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Van Zandt County
Municipality	Wills Point City
Unified School District	Wills Point Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,610 (+4.76%) Land $25,250 Building $186,360	$211,610 (+4.76%) Land $25,250 Building $186,360
2025	$3,199.00 (-9.22%) Homeowner's exemption	$202,000 Land $25,250 Building $176,750	$202,000 Land $25,250 Building $176,750
2024	$3,524.00 (-0.59%)
2023	$3,545.00 Homeowner's exemption	$240,800 Land $18,310 Building $222,490	$240,800 Land $18,310 Building $222,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Spears Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Spears Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLS POINT serves 7,281 people · EPA ID TX2340005
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Spectrum.

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