108 Smoothleaf Ln, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 108 Smoothleaf Ln, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,800 sqft · built 1987
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on File
Last Sale	$538,000 (Jan 2026)
Tax Bill	$5,358 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02647130`

Property Details

APN / Parcel Number

Primary APN	`09-02647130`
Alternative APN	`02647130`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	680 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Deck Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02647130
Street Address	108 SMOOTHLEAF LN
City	GAITHERSBURG
State	MD
Zip	20878-2641
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R18
Legal Description	AMBERFIELD
Legal Subdivision	AMBERFIELD
Legal Block	1
Legal Lot Number	443
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700829

Owner

108 Smoothleaf Ln, a townhouse, is owned and occupied by an individual who bought it in January 2026.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	108 SMOOTHLEAF LN, GAITHERSBURG, MD 20878-2641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY ASSET CORP
Feb 9, 2022	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Feb 9, 2022 · Amount on File
Deed Book / Page	70085 / 340
Prior Transfer Date	Feb 8, 2022
Prior Transfer Doc	0652150438
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 30, 2026
Property Address	108 SMOOTHLEAF LN, GAITHERSBURG, MD 20878-2641
Document Number	0700850340
Book / Page	70085 / 340
Map Reference	MB 139 PL 16075
Instrument Date	Jan 27, 2026
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	108 SMOOTHLEAF LN, GAITHERSBURG, MD 20878-2641

Mortgage

Document Number	0070085346
Date	Jan 30, 2026
Instrument	70085/346

Lender

Name	FAIRWAY ASSET CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 9, 2022
Property Address	108 SMOOTHLEAF LN, GAITHERSBURG, MD 20878-2641
Document Number	0652150438
Book / Page	65215 / 438
Map Reference	MB 139 PL 16075
Instrument Date	Feb 8, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,875.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	108 SMOOTHLEAF LN, GAITHERSBURG, MD 20878-2641

Mortgage

Document Number	0065215446
Date	Feb 9, 2022
Instrument	65215/446

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 108 Smoothleaf Ln was $5,358, down 4% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,300 (+7.2%) Land $175,000 Building $299,300	$474,300 (-) Land $175,000 Building $299,300
2025	$5,358.00 (-3.98%)	$442,433	$474,300 Land $175,000 Building $299,300
2024	$5,580.00
2023		$378,700 (+1.74%) Land $175,000 Building $203,700	$378,700 (-) Land $175,000 Building $203,700
2022	$4,235.00	$372,233	$378,700 Land $175,000 Building $203,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Smoothleaf Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Smoothleaf Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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