106 Smoothleaf Ln, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 106 Smoothleaf Ln, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3 ba · 1,820 sqft · built 1987
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Apr 2023)
Tax Bill	$6,280 (2025)
Deeds & Mortgages	Apr 2023 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02647141`

Property Details

APN / Parcel Number

Primary APN	`09-02647141`
Alternative APN	`02647141`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	680 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02647141
Street Address	106 SMOOTHLEAF LN
City	GAITHERSBURG
State	MD
Zip	20878-2641
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R18
Legal Description	AMBERFIELD
Legal Subdivision	AMBERFIELD
Legal Block	1
Legal Lot Number	444
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700829

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9927 S GLEN RD, POTOMAC, MD 20854-4129
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed, Transfer PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Oct 27, 2020	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Oct 27, 2020 · Amount on Record
Deed Book / Page	66884 / 455
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 10, 2023
Property Address	106 SMOOTHLEAF LN, GAITHERSBURG, MD 20878-2641
Document Number	0668840455
Book / Page	66884 / 455
Map Reference	MB 139 PL 16075
Instrument Date	Apr 6, 2023
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9927 S GLEN RD, POTOMAC, MD 20854-4129

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	106 SMOOTHLEAF LN, GAITHERSBURG, MD 20878-2641
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NATIONAL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SMOOTHLEAF LN, GAITHERSBURG, MD 20878-2641

Mortgage

Document Number	0646390364
Date	Nov 19, 2021
Book Page	64639/364

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 27, 2020
Property Address	106 SMOOTHLEAF LN, GAITHERSBURG, MD 20878-2641
Document Number	0609150485
Book / Page	60915 / 485
Map Reference	MB 139 PL 16075
Instrument Date	Sep 10, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	GPN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 SMOOTHLEAF LN, GAITHERSBURG, MD 20878-2641

Mortgage

Document Number	60915492
Date	Oct 27, 2020
Instrument	60915/492

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,800 (+4.93%) Land $175,000 Building $307,800	$482,800 (-) Land $175,000 Building $307,800
2025	$6,280.00 (+35.81%)	$460,100 (+10.95%)	$482,800 (+16.42%) Land $175,000 Building $307,800
2023		$414,700 Land $175,000 Building $239,700	$414,700 Land $175,000 Building $239,700
2022	$4,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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