108 Shirley Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 108 Shirley Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1975
Lot Size	0.312 acres (13,607 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Oct 2019)
Tax Bill	$3,069 (2024)
Deeds & Mortgages	May 2023 Transfer Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`154-06-07-013`

Property Details

APN / Parcel Number

Primary APN	`154-06-07-013`
Alternative APN	`R0041836`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	13,607 sqft (0.312 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Coal

Location & Zoning

Account Number	R0041836
Street Address	108 SHIRLEY DR
City	LADSON
State	SC
Zip	29456-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 28 SUBD: JAMISON TERRACE PH 0 BLK 5
Legal Subdivision	JAMISON TERRACE
Legal Phase	1
Legal Block	5
Legal Lot Number	28
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3006
Census Tract	10814

Owner

Source: Dorchester County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	113 BALD CYPRESS CT, SUMMERVILLE, SC 29485-7863
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 10, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	201925684
Deed Book / Page	12120 / 230
Last Transfer Date	Apr 25, 2023
Transfer Doc	0147010351
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER SC
Recording Date	May 1, 2023
Property Address	108 SHIRLEY DR, LADSON, SC 29456-4850
Document Number	0147010351
Book / Page	14701 / 351
Map Reference	MB 21 PG 160
Instrument Date	Apr 25, 2023
Instrument	2023008245
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 BALD CYPRESS CT, SUMMERVILLE, SC 29485-7863

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	108 SHIRLEY DR, LADSON, SC 29456-4850
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 BALD CYPRESS CT, SUMMERVILLE, SC 29485-7863

Mortgage

Document Number	0146100121
Date	Mar 2, 2023
Book Page	14610/121
Instrument	2023003875

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.6%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Index	Other
Margin	3
Max Rate	11.6%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Oct 10, 2019
Property Address	108 SHIRLEY DR, LADSON, SC 29456-4850
Document Number	2120/0230
Book / Page	012120 / 000230
Instrument Date	Sep 30, 2019
Instrument	25684
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 BALD CYPRESS CT SUMMERVILLE SC 294857863, SUMMERVILLE, SC 29485-7863

Mortgage

Document Number	2120/0234
Date	Oct 10, 2019
Book Page	012120/000234
Instrument	25685

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,308 (+126.5%) Land $5,100 Building $11,208	$271,807 (+126.51%) Land $85,000 Building $186,807
2024	$3,069.00 (+11,266.67%)
2023		$7,200 Land $1,920 Building $5,280	$120,000 Land $32,000 Building $88,000
2022	$27.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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