106 Shirley Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 106 Shirley Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,100 sqft · built 1978
Lot Size	0.294 acres (12,790 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Aug 2025)
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Jan 2022 Transfer Mar 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154-06-07-014`

Property Details

APN / Parcel Number

Primary APN	`154-06-07-014`
Alternative APN	`R0041837`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	12,790 sqft (0.294 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0041837
Street Address	106 SHIRLEY DR
City	LADSON
State	SC
Zip	29456-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 29 SUBD: JAMISON TERRACE PH 0 BLK 5
Legal Subdivision	JAMISON TERRACE
Legal Phase	1
Legal Block	5
Legal Lot Number	29
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3006
Census Tract	10814

Owner

Source: Dorchester County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 SHIRLEY DR, LADSON, SC 29456-4850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Intrafamily Transfer, Transfer
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF ENGLAND
Mar 5, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Oct 12, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	202517557
Deed Book / Page	16058 / 96
Prior Transfer Date	Dec 24, 2021
Prior Transfer Doc	0139430197
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER SC
Recording Date	Jan 24, 2022
Property Address	106 SHIRLEY DR, LADSON, SC 29456-4850
Document Number	0139430197
Book / Page	13943 / 197
Map Reference	MB 21 PG 160
Instrument Date	Dec 24, 2021
Instrument	2022001942
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 SHIRLEY DR, LADSON, SC 29456-4850

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	106 SHIRLEY DR, LADSON, SC 29456-4850
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	131780275
Date	Mar 5, 2021
Book Page	13178/275
Instrument	2021007156

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 1, 2031

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	Mar 5, 2021
Property Address	106 SHIRLEY DR, LADSON, SC 29456-4850
Document Number	0131780258
Book / Page	13178 / 258
Map Reference	MB 21 PG 160
Instrument Date	Dec 23, 2020
Instrument	2021007154
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$677.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SHIRLEY DR, LADSON, SC 29456-4850

Mortgage

Document Number	2021007155
Date	Mar 5, 2021
Instrument	2021007155

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Oct 12, 2018
Property Address	106 SHIRLEY DR, LADSON, SC 29456-4850
Document Number	1583/0125
Book / Page	011583 / 000125
Instrument Date	Sep 26, 2018
Instrument	25629
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 SHIRLEY DR LADSON SC 294564850, LADSON, SC 29456-4850

Mortgage

Document Number	1583/0130
Date	Oct 12, 2018
Book Page	011583/000130
Instrument	25630

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,501.00	$10,793 (+51.59%) Land $3,400 Building $7,393	$269,826 (+51.59%) Land $85,000 Building $184,826
2024	$1,501.00 (+10.61%)
2023	$1,357.00 (-66.07%)	$7,120 (-33.33%) Land $1,600 Building $5,520	$178,000 (-) Land $40,000 Building $138,000
2022	$3,999.00	$10,680 Land $2,400 Building $8,280	$178,000 Land $40,000 Building $138,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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