Bergen County and Demarest Borough property record for 108 Serpentine Rd, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,644 sqft · built 2016 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,100,000 (Dec 2025) |
| Tax Bill | $33,340 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00023-0000-00022-01 |
| Primary APN | 09-00023-0000-00022-01 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,644 sqft Living Area |
|---|
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 15,115 sqft (0.347 acres) |
| Lot Dimensions | 180 ft deep x 84 ft wide |
| Old Parcel Number | 0900023000000022A |
|---|---|
| Street Address | 108 SERPENTINE RD |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.347AC |
| Legal Block | 23 |
| Legal Lot Number | 22.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 9100 |
108 Serpentine Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Bergen County and Demarest Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 SERPENTINE RD, DEMAREST, NJ 07627-2128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2025 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 13, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2025 · Amount on File |
| Deed Sale | Dec 13, 2025 · Amount on File |
| Prior Sale | May 13, 2021 · Amount on File |
| Deed Document Number | 202586802 |
| Deed Book / Page | 5676 / 1306 |
| Prior Transfer Date | May 24, 2007 |
| Prior Transfer Doc | 0093250146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 13, 2025 |
| Property Address | 108 SERPENTINE RD, DEMAREST, NJ 07627-2128 |
| Document Number | 0056761306 |
| Book / Page | 5676 / 1306 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025086802 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | LAND RUSH TITLE AGCY LLC, LAND RUSH TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,885.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 WAYNE AVE, RIVER EDGE, NJ 07661-1105 |
| Name | Verified Name |
|---|---|
| Address | 108 SERPENTINE RD, DEMAREST, NJ 07627-2128 |
| Document Number | 2025086803 |
|---|---|
| Date | Dec 13, 2025 |
| Instrument | 2025086803 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 13, 2021 |
| Property Address | 108 SERPENTINE RD, DEMAREST, NJ 07627-2128 |
| Document Number | 0041420654 |
| Book / Page | 4142 / 654 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021075858 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | R W SCHRADER TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,531.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 STONE LEDGE RD, 50, UPPER SADDLE RIVER, NJ 07458-1522 |
| Name | Verified Name |
|---|---|
| Address | 108 SERPENTINE RD, DEMAREST, NJ 07627-2128 |
| Document Number | 2021075859 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021075859 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 108 Serpentine Rd was $33,340, down 9.1% from the year before.
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,847,100 (-) Land $606,900 Building $1,240,200 | $1,847,100 (-) Land $606,900 Building $1,240,200 | |
| 2025 | $33,340.00 (-9.12%) | $1,847,100 Land $606,900 Building $1,240,200 | $1,847,100 Land $606,900 Building $1,240,200 |
| 2024 | $36,684.00 | ||
| 2023 | $1,200,000 Land $334,400 Building $865,600 | $1,200,000 Land $334,400 Building $865,600 | |
| 2022 | $35,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Serpentine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Serpentine Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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