Bergen County and Demarest Borough property record for 102 Serpentine Rd, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,645 sqft · built 2021 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,650,000 (Nov 2021) |
| Tax Bill | $36,685 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00023-0000-00025 |
| Primary APN | 09-00023-0000-00025 |
|---|---|
| Alternative APN |
|
| Building Area | 3,645 sqft Living Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| Street Address | 102 SERPENTINE RD |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.275AC |
| Legal Block | 23 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 SERPENTINE RD, DEMAREST, NJ 07627-2128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Apr 22, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST COMMERCE BANK |
| Oct 16, 2020 | Grant Deed, Transfer GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on Record |
| Deed Sale | Nov 3, 2021 · Amount on Record |
| Prior Sale | Oct 16, 2020 · Amount on Record |
| Deed Document Number | 2021164497 |
| Deed Book / Page | 4440 / 123 |
| Prior Transfer Date | Oct 8, 1997 |
| Prior Transfer Doc | 0000128533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 3, 2021 |
| Property Address | 102 SERPENTINE RD, DEMAREST, NJ 07627-2128 |
| Document Number | 0044400123 |
| Book / Page | 4440 / 123 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 2021164497 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2021 |
| Title Company | NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 GLENWOOD AVE, 40, DEMAREST, NJ 07627-2625 |
| Name | Verified Name |
|---|---|
| Address | 102 SERPENTINE RD, DEMAREST, NJ 07627-2128 |
| Document Number | 2021164498 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021164498 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 102 SERPENTINE RD, DEMAREST, NJ 07627-2128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN |
| Name | Verified Name |
|---|---|
| Address | 26 CHURCH CT, CLOSTER, NJ 07624-2803 |
| Document Number | 0040990377 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 4099/377 |
| Instrument | 2021062909 |
| Name | FIRST COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, NJ 08701 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 16, 2020 |
| Property Address | 102 SERPENTINE RD, DEMAREST, NJ 07627-2128 |
| Document Number | 0037691682 |
| Book / Page | 003769 / 001682 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 104466 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN |
| Amount | Amount Recorded |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 102 SERPENTINE RD DEMAREST NJ 076272128, DEMAREST, NJ 07627-2128 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,037,400 (+0.25%) Land $579,500 Building $1,457,900 | $2,037,400 (+0.25%) Land $579,500 Building $1,457,900 | |
| 2025 | $36,685.00 (-4.77%) | $2,032,400 (+61.29%) Land $579,500 Building $1,452,900 | $2,032,400 (+61.29%) Land $579,500 Building $1,452,900 |
| 2024 | $38,521.00 (+7.68%) | ||
| 2023 | $1,260,100 Land $320,000 Building $940,100 | $1,260,100 Land $320,000 Building $940,100 | |
| 2022 | $35,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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