St. Clair County property record for 108 S Neeper St, Capac, MI 48014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,612 sqft · built 1890 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,016 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Nov 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-40-950-0214-000 |
| Primary APN | 74-40-950-0214-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 8,451 sqft (0.194 acres) |
| Lot Depth | 150 ft Depth |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 108 S NEEPER ST |
|---|---|
| City | CAPAC |
| State | MI |
| Zip | 48014-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAGE |
| Legal Description | N 1/2 OF LOT 8 & S 18.75 FT OF LOT 9 B1S R1W VILLAGE OF CAPAC SEC 28 T7N R13E |
| Legal Range | 13E |
| Legal Township | 07N |
| Legal Section | 28 |
| Legal Subdivision | SOUTH MILL STREET |
| Legal Lot Number | 8-9 |
| Legal Unit | 8,9 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | MUSSEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 657100 |
Source: St. Clair County records · APN 74-40-950-0214-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 W BEVERLY AVE, PONTIAC, MI 48340-2619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 26, 2025 | Land Contract, Transfer |
| Nov 26, 2025 | Intrafamily Transfer, Transfer |
| Oct 07, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP |
| Oct 01, 2018 | Quit Claim Deed, Mortgage · FHA Mortgage UNION HM MTG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2018 |
| Deed Sale | Oct 01, 2018 |
| Prior Sale | Oct 01, 2018 |
| Deed Document Number | 201821863 |
| Deed Book / Page | 4993 / 726 |
| Last Transfer Date | Apr 11, 2024 |
| Transfer Doc | 0005875524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 26, 2025 |
| Property Address | 108 S NEEPER ST, CAPAC, MI 48014-3619 |
| Document Number | 0005875526 |
| Book / Page | 5875 / 526 |
| Map Reference | LB H PG 74 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025022849 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 897 N VAN DYKE RD, IMLAY CITY, MI 48444-9406 |
| Name | Verified Name |
|---|---|
| Address | 95 W BEVERLY AVE, PONTIAC, MI 48340-2619 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 26, 2025 |
| Property Address | 108 S NEEPER ST, CAPAC, MI 48014-3619 |
| Document Number | 0005875524 |
| Book / Page | 5875 / 524 |
| Map Reference | LB H PG 74 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 2025022848 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 S NEEPER ST, CAPAC, MI 48014-3619 |
| Name | Verified Name |
|---|---|
| Address | 897 N VAN DYKE RD, IMLAY CITY, MI 48444-9406 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 108 S NEEPER ST, CAPAC, MI 48014-3619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FRANKLIN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0051050494 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 5105/494 |
| Instrument | 2019020820 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 01, 2018 |
| Property Address | 108 S NEEPER ST, CAPAC, MI 48014-3619 |
| Document Number | 0049930725 |
| Book / Page | 004993 / 000725 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 S NEEPER ST CAPAC MI 480143619, CAPAC, MI 48014-3619 |
| Document Number | 49930726 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 004993/000726 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Capac Village |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,016.00 (-0.68%) Homeowner's exemption | $74,600 (+11.51%) | |
| 2024 | $1,023.00 (+12.79%) | $149,200 (+11.51%) | |
| 2023 | $66,900 | ||
| 2022 | $907.00 | $133,800 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mercury Broadband Fixed Wireless · Fiber in parts of the area | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 211 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0001110, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VILLAGE OF CAPAC serves 1,775 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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