106 S Neeper St, Capac, MI 48014 Property Records

St. Clair County property record for 106 S Neeper St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,717 sqft · built 1900
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on Record
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2023 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-40-950-0215-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-950-0215-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,717 sqft Living Area
1st Floor Area	1,209 sqft
Basement Area	834 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,451 sqft (0.194 acres)
Lot Depth	150 ft Depth
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 S NEEPER ST
City	CAPAC
State	MI
Zip	48014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	N 56.25 FT OF LOT 9 B1S R1W VILLAGE OF CAPAC SEC 28 T7N R13E
Legal Range	13E
Legal Township	07N
Legal Section	28
Legal Subdivision	SOUTH MILL STREET
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1014
Census Tract	657100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 S NEEPER ST, CAPAC, MI 48014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Sep 28, 2023	Quit Claim Deed, Transfer · Stand-Alone Second Mortgage GREG MCCONNELL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023
Deed Sale	Sep 28, 2023
Prior Sale	Feb 13, 2012 · Amount on Record
Deed Document Number	202317219
Deed Book / Page	5658 / 157
Prior Transfer Date	Sep 21, 2023
Prior Transfer Doc	0005658157
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 25, 2026
Property Address	106 S NEEPER ST, CAPAC, MI 48014
Document Number	0000017214
Book / Page	5957 / 658
Instrument Date	Jul 31, 2026
Instrument	202617214
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 S NEEPER ST, CAPAC, MI 48014

Mortgage

Document Number	0000017214,
Date	Aug 25, 2026
Book Page	5957/658
Instrument	202617214

Lender

Name	CHOICEONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 28, 2023
Property Address	106 S NEEPER ST, CAPAC, MI 48014-3619
Document Number	0005658157
Book / Page	5658 / 157
Map Reference	LB H PG 72
Instrument Date	Sep 21, 2023
Instrument	2023017219
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$581.25
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4187 PLEASANT DR, ATTICA, MI 48412-9355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 S NEEPER ST, CAPAC, MI 48014-3619

Mortgage

Document Number	2023017220
Date	Sep 28, 2023
Instrument	2023017220

Lender

Name	GREG MCCONNELL
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 30, 2024

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500 (+12.82%)	$183,000 (+12.82%)
2025	$1,131.00 (+5.5%) Homeowner's exemption	$81,100 (+11.55%)
2024	$1,072.00 (+10.06%)		$162,200 (+11.55%)
2023		$72,700
2022	$974.00		$145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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