108 S Main St, Cecil, OH 45821 Property Records

Paulding County property record for 108 S Main St, Cecil, OH 45821

Property Summary

Property Type	Other
Details	4 bd · 1 ba · 1,470 sqft · built 1890
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Jul 2026 Mortgage Apr 2009 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08S-019-00`

Property Details

APN / Parcel Number

Primary APN	`15-08S-019-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,470 sqft Total Area
1st Floor Area	1,980 sqft
Upper Floors Area	480 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft (0.41 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	242 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	108 S MAIN ST
City	CECIL
State	OH
Zip	45821-9206
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	PT SECOR SE1/4NW1/4 -95X190- OUTLOTS S-14 CECIL VILL
Jurisdiction	PAULDING OH
Township / Civil Division	CRANE
Census Block Group	3
Census Block	3060
Census Tract	960200

Owner

108 S Main St is owned by two individuals who acquired it in October 2003.

Source: Paulding County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 S MAIN ST, CECIL, OH 45821-9206
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST COMPANY
Apr 22, 2009	Deed of Trust, Mortgage · Line of Credit MIDWEST CMNTY FEDERAL CREDIT UNION
Jun 16, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2003
Deed Sale	Oct 15, 2003
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Jul 21, 2026
Property Address	108 S MAIN ST, CECIL, OH 45821-9206
Document Number	0000001680
Book / Page	631 / 2586
Instrument Date	Jul 17, 2026
Instrument	20261680
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	108 S MAIN ST, CECIL, OH 45821-9206

Mortgage

Document Number	0000001681,
Date	Jul 21, 2026
Book Page	631/2590
Instrument	20261681

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	108 S MAIN ST, CECIL, OH 45821-9206
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00532/0702
Date	Apr 22, 2009
Book Page	532/0702
Instrument	200900001289

Lender

Name	MIDWEST CMNTY FEDERAL CREDIT UNION
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 21, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PAULDING OH
Recording Date	Jun 16, 2022
Property Address	108 S MAIN ST, CECIL, OH 45821-9206
Document Number	00608/1300
Book / Page	608 / 1300
Instrument Date	May 19, 2022
Instrument	202200001569
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Paulding County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Crane Township
Municipality	Cecil Village
Unified School District	Paulding Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,950 Land $2,800 Building $12,150	$42,700 Land $8,000 Building $34,700
2023	Homeowner's exemption	$12,470 Land $2,350 Building $10,120
2022			$35,600 Land $6,700 Building $28,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: AT&T, Lakeland Internet, MetaLINK Technologies.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures