103 S Main St, Cecil, OH 45821 Property Records

Paulding County property record for 103 S Main St, Cecil, OH 45821

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,303 sqft · built 1901
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Tax Bill	$493 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-04S-038-00`

Property Details

APN / Parcel Number

Primary APN	`15-04S-038-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,303 sqft Living Area
1st Floor Area	996 sqft
2nd Floor Area	307 sqft
Upper Floors Area	307 sqft
Basement Area	384 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	132 ft deep x 50.7 ft wide
Porch	Porch
Porch Area	32 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	103 S MAIN ST
City	CECIL
State	OH
Zip	45821-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 MACKINAW ADD CECIL VILL
Legal Subdivision	MACKINAWS ADD
Legal Lot Number	85
Jurisdiction	PAULDING OH
Township / Civil Division	CRANE
Census Block Group	3
Census Block	3066
Census Tract	960200

Owner

103 S Main St is owned and occupied by two individuals who acquired it in November 2003.

Source: Paulding County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER BANK & TRUST
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2003
Deed Sale	Nov 7, 2003
Deed Document Number	155
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	103 S MAIN ST, CECIL, OH 45821-9656
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 S MAIN ST, CECIL, OH 45821-9656

Mortgage

Document Number	00611/2199
Date	Feb 7, 2023
Book Page	611/2199
Instrument	202300000228

Lender

Name	PREMIER BANK & TRUST
Type	Bank
Address	PAULDING, OH 45879

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	103 S MAIN ST, CECIL, OH 45821-9656
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700002660
Date	Nov 13, 2017
Book Page	580/2347
Instrument	201700002660

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Oct 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 103 S Main St was $493 with a homeowner's exemption, up 15.5% from the year before.

Source: Paulding County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Crane Township
Municipality	Cecil Village
Unified School District	Paulding Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$493.00 (+15.46%) Homeowner's exemption	$15,370 (+19.98%) Land $1,020 Building $14,350	$43,900 Land $2,900 Building $41,000
2024	$427.00 (+2.89%) Homeowner's exemption	$12,810 (-) Land $840 Building $11,970
2023	$415.00 (-2.35%)	$12,810 (-) Land $840 Building $11,970
2022	$425.00	$12,810 Land $840 Building $11,970	$36,600 Land $2,400 Building $34,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: AT&T, Lakeland Internet, MetaLINK Technologies.

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