Caldwell County property record for 108 S Commerce St, Lockhart, TX 78644
| Property Type | Commercial |
|---|---|
| Details | 2,403 sqft · built 1900 |
| Lot Size | 0.066 acres (2,875 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,998 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300000-017-002-01 |
| Primary APN | 0300000-017-002-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,403 sqft Total Area |
| 1st Floor Area | 2,403 sqft |
| Utility Area | 299 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | French |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Monitor Roof |
| Lot Area | 2,875 sqft (0.066 acres) |
| Lot Dimensions | 125 ft deep x 23 ft wide |
| Porch | Slab |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16925 |
|---|---|
| Street Address | 108 S COMMERCE ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644-2735 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | O.T. LOCKHART, BLOCK 17, LOT PT 2 |
| Legal Subdivision | O.T. LOCKHART |
| Legal Block | 17 |
| Legal Lot Number | 2 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Caldwell County Courthouse Historic District listed 1978 · 67 contributing resources · NRIS 78002902 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
108 S Commerce St, a commercial property, is owned by a company.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4345 CLAYTON RD W, FORT WORTH, TX 76116-8036 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 108 S Commerce St was $7,998.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,998.00 | $387,607 (+2%) | $484,380 (-0.95%) Land $203,780 Building $280,600 |
| 2025 | $323,006 Land $203,780 Building $285,260 | $489,040 Land $203,780 Building $285,260 | |
| 2024 | $5,471.00 (+22.56%) | ||
| 2023 | $4,464.00 (-11.46%) | $224,310 Land $57,870 Building $166,440 | $224,310 Land $57,870 Building $166,440 |
| 2022 | $5,042.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 S Commerce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 S Commerce St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, VTX Communications.
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