Caldwell County property record for 102 S Commerce St, Lockhart, TX 78644
| Property Type | Commercial |
|---|---|
| Details | 3,095 sqft · built 1900 |
| Lot Size | 0.077 acres (3,354 sqft) |
| Owner | Company Name on File |
| Last Sale | $158,800 (Jan 2009) |
| Tax Bill | $11,583 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300000-017-003-70 |
| Primary APN | 0300000-017-003-70 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,095 sqft Total Area |
| 1st Floor Area | 3,095 sqft |
| Utility Area | 224 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | French |
| Roof Type | Monitor Roof |
| Lot Area | 3,354 sqft (0.077 acres) |
| Lot Dimensions | 120 ft deep x 28 ft wide |
| Porch | Slab |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16930 |
|---|---|
| Street Address | 102 S COMMERCE ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644-2735 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | O.T. LOCKHART, BLOCK 17, LOT PT 3 |
| Legal Subdivision | O.T. LOCKHART |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960300 |
102 S Commerce St, a commercial property, is owned by a company that bought it in January 2009.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 102 S COMMERCE ST, LOCKHART, TX 78644-2735 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2009 · Amount on File |
| Deed Sale | Jan 26, 2009 · Amount on File |
| Deed Document Number | 2009329 |
| Deed Book / Page | 559 / 345 |
| Prior Transfer Date | Jan 23, 2009 |
| Prior Transfer Doc | 559/345 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 102 S Commerce St was $11,583.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,583.00 | $561,306 (+2%) | $716,600 (+4.97%) Land $224,420 Building $492,180 |
| 2025 | $467,755 Land $224,420 Building $458,260 | $682,680 Land $224,420 Building $458,260 | |
| 2024 | $162.00 (-97.49%) | ||
| 2023 | $6,465.00 (-23.21%) | $324,830 Land $63,730 Building $261,100 | $324,830 Land $63,730 Building $261,100 |
| 2022 | $8,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 S Commerce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 S Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Spry Air Fiber, T-Mobile, Verizon, VTX Communications.
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