108 Royal Ct, Georgetown, KY 40324 Property Records

Scott County property record for 108 Royal Ct, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,354 sqft · built 2005
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Mar 2018)
Tax Bill	$4,868 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-00-036.000`

Property Details

APN / Parcel Number

Primary APN	`042-00-036.000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,354 sqft Living Area
1st Floor Area	1,785 sqft
Basement Area	2,354 sqft
Finished Basement	2,354 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Mixed
Garage Area	1,383 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 ROYAL CT
City	GEORGETOWN
State	KY
Zip	40324-9185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VICTORIA ESTATES
Legal Subdivision	VICTORIA ESTATES
Legal Phase	1
Legal Lot Number	29
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2018
Census Tract	40605

Owner

108 Royal Ct is owned and occupied by two individuals who bought it in March 2018.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 ROYAL CT, GEORGETOWN, KY 40324-9185
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 19, 2018	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Mar 28, 2013 · Amount on File
Deed Document Number	2018383970
Deed Book / Page	395 / 725
Prior Transfer Date	Jun 30, 2014
Prior Transfer Doc	D362/037
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	108 ROYAL CT, GEORGETOWN, KY 40324-9185
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1501/123
Date	Apr 13, 2020
Book Page	M1501/123
Instrument	414500

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 19, 2018
Property Address	108 ROYAL CT, GEORGETOWN, KY 40324-9185
Document Number	D395/725
Book / Page	D395 / 725
Map Reference	CAB6 SL1668
Instrument Date	Mar 12, 2018
Instrument	383970
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6563G TEAGUE RD, 6563G, FORT WORTH, TX 76140-8431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ROYAL CT, GEORGETOWN, KY 40324-9185

Mortgage

Document Number	383971
Date	Mar 19, 2018
Instrument	383971

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 108 Royal Ct was $4,868 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,700 (-)	$595,700 (-)
2025	$4,868.00 Homeowner's exemption	$595,700	$595,700
2023	$4,085.00 Homeowner's exemption	$496,900 Land $100,000 Building $396,900	$496,900 Land $100,000 Building $396,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Royal Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Royal Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Royal Ct

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