103 Royal Ct, Georgetown, KY 40324 Property Records

Scott County property record for 103 Royal Ct, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,808 sqft · built 1997
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$422,000 (Feb 2018)
Tax Bill$4,441 (2025)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN042-00-034.000

Property Details

APN / Parcel Number

Primary APN042-00-034.000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,808 sqft Living Area
1st Floor Area1,488 sqft
Basement Area1,488 sqft
Unfinished Basement1,488 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area43,996 sqft (1.01 acres)
Garage TypeAttached
Garage Area806 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 ROYAL CT
CityGEORGETOWN
StateKY
Zip40324-9185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVICTORIA ESTATES
Legal SubdivisionVICTORIA ESTATES
Legal Phase1
Legal Lot Number21
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2018
Census Tract40605

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 ROYAL CT, GEORGETOWN, KY 40324-9185
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2018 · Amount on Record
Deed SaleFeb 26, 2018 · Amount on Record
Prior SaleNov 14, 2016 · Amount on Record
Deed Document Number2018382919
Deed Book / Page395 / 172
Record UpdatedOct 29, 2026

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateFeb 26, 2018
Property Address103 ROYAL CT, GEORGETOWN, KY 40324-9185
Document NumberD395/172
Book / PageD395 / 172
Map ReferenceCAB4 SL1458
Instrument DateFeb 23, 2018
Instrument382919
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$422.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address103 ROYAL CT, GEORGETOWN, KY 40324-9185

Mortgage

Document Number382920
DateFeb 26, 2018
Instrument382920
Lender
NameUNIFY FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2033

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$498,700 (-)$498,700 (-)
2025$4,441.00 (+16.07%)$498,700 (+18.18%)$498,700 (+18.18%)
2023$3,826.00$422,000 Land $60,000 Building $362,000$422,000 Land $60,000 Building $362,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000

Nearby Properties on Royal Ct

Nearby Streets

Search Property Records by Address or Parcel Number