104 Rio Vista Cir, Durango, CO 81301 Property Records

La Plata County property record for 104 Rio Vista Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,936 sqft · built 1961
Lot Size	0.189 acres (8,225 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Mar 2017)
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5665-174-26-018`

Property Details

APN / Parcel Number

Primary APN	`5665-174-26-018`
Alternative APN	`R016637`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,936 sqft Living Area
Gross Area	2,251 sqft
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Lot Area	8,225 sqft (0.189 acres)
Garage Type	Attached
Garage Area	315 sqft
Porch	Unfinished Open Porch
Porch Area	33 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R016637
Street Address	104 RIO VISTA CIR
City	DURANGO
State	CO
Zip	81301-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIVERVIEW PARK RESUB BLOCK: 3 LOT: 10 RIVERVIEW PK 2ND RESUB 104 RIO VISTA CIR DURANGO 81301
Legal Subdivision	RIVERVIEW PARK RESUB
Legal Block	3
Legal Lot Number	10
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3007
Census Tract	970800

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 RIO VISTA CIR, DURANGO, CO 81301-4344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 4, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage ALPINE BANK
Mar 29, 2017	Grant Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS
Mar 29, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Oct 12, 1998 · Amount on Record
Deed Document Number	20171126120
Last Transfer Date	Nov 30, 2020
Transfer Doc	0001182660
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	104 RIO VISTA CIR, DURANGO, CO 81301-4344
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RIO VISTA CIR, DURANGO, CO 81301-4344

Mortgage

Document Number	0001202098
Date	Nov 9, 2021
Instrument	1202098

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	104 RIO VISTA CIR, DURANGO, CO 81301-4344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001165280
Date	Dec 6, 2019
Instrument	1165280

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Dec 4, 2020
Property Address	104 RIO VISTA CIR, DURANGO, CO 81301-4344
Document Number	0001182660
Map Reference	DOC 254052
Instrument Date	Nov 30, 2020
Instrument	1182660
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 RIO VISTA CIR, DURANGO, CO 81301-4344

Mortgage

Document Number	0001182661
Date	Dec 4, 2020
Instrument	1182661

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 29, 2017
Property Address	104 RIO VISTA CIR, DURANGO, CO 81301-4344
Document Number	0001126152
Instrument Date	Mar 16, 2017
Instrument	1126152
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RIO VISTA CIR DURANGO CO 813014344, DURANGO, CO 81301-4344

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 29, 2017
Property Address	104 RIO VISTA CIR, DURANGO, CO 81301-4344
Document Number	0001126120
Instrument Date	Mar 16, 2017
Instrument	1126120
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RIO VISTA CIR, DURANGO, CO 81301-4344

Mortgage

Document Number	0001126121
Date	Mar 29, 2017
Instrument	1126121

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,050 (+0.55%) Land $17,600 Building $40,450	$923,600 (-) Land $280,000 Building $643,600
2025	$3,056.00 (+54.66%)	$57,730 (+17.41%) Land $17,500 Building $40,230	$923,600 (+25.87%) Land $280,000 Building $643,600
2023	$1,976.00 (+16.72%)	$49,170 (+18.03%) Land $13,170 Building $36,000	$733,790 (+22.43%) Land $196,520 Building $537,270
2022	$1,693.00	$41,660 Land $12,250 Building $29,410	$599,350 Land $176,250 Building $423,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Verizon.

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