Cherokee County property record for 108 Ridgeway Rd, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 3,206 sqft |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,500 (May 2017) |
| Tax Bill | $1,205 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 019497-23-3 |
| Primary APN | 019497-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,206 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Split Level |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 19,166 sqft (0.439 acres) |
| Porch | Porch |
| Old Parcel Number | 0831400014000 61592189 |
|---|---|
| Street Address | 108 RIDGEWAY RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 108 RIDGEWAY RD LT#5 FM SMITH $152500 |
| Legal Subdivision | COLLEGE PARK SUB |
| Legal Tract | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 970601 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 RIDGEWAY RD, GAFFNEY, SC 29340-3616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 22, 2017 | Grant Deed, Transfer · FHA Mortgage BENCHMARK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Deed Document Number | 0000941278 |
| Deed Book / Page | 94 / 1278 |
| Last Transfer Date | May 22, 2017 |
| Transfer Doc | 0000941278 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 108 RIDGEWAY RD # 5, 5, GAFFNEY, SC 29340-3616 |
| Document Number | 0001302663 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 108 RIDGEWAY RD GAFFNEY SC 293403616, GAFFNEY, SC 29340-3616 |
| Document Number | 0001302663 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 000130/002663 |
| Instrument | 640 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 3, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | May 22, 2017 |
| Property Address | 108 RIDGEWAY RD # 5, 5, GAFFNEY, SC 29340-3616 |
| Document Number | 0000941278 |
| Book / Page | 000094 / 001278 |
| Instrument Date | May 19, 2017 |
| Instrument | 2404 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 RIDGEWAY RD GAFFNEY SC 293403616, GAFFNEY, SC 29340-3616 |
| Document Number | 941280 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 000094/001280 |
| Instrument | 2405 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2047 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,205.00 (+10.86%) | $6,560 (-) Land $600 Building $5,960 | $164,000 (-) Land $15,000 Building $149,000 |
| 2023 | $1,087.00 | $6,560 Land $600 Building $5,960 | $164,000 Land $15,000 Building $149,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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