106 Ridgeway Rd, Gaffney, SC 29340 Property Records

Cherokee County property record for 106 Ridgeway Rd, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details1,862 sqft
Lot Size0.419 acres (18,295 sqft)
OwnerIndividual Name on Record
Tax Bill$575 (2025)
Deeds & MortgagesSep 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN019001-23-3

Property Details

APN / Parcel Number

Primary APN019001-23-3
Alternative APNs
  • 0831400015000 61568089
  • 083-14-00-015.000
  • 018954223

Interior

Stories2 Stories
Building Area1,862 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Lot Area18,295 sqft (0.419 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Location & Zoning

Old Parcel Number0831400015000 61568089
Street Address106 RIDGEWAY RD
CityGAFFNEY
StateSC
Zip29340-3616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGF
Legal Description106 RIDGEWAY RD LT#4 BLK#11 PROBATE OF REX MCTYEIRE NEW POOL @ $6000 FOR 99 CODED AS 1
Legal SubdivisionCOLLEGE PARK SUB
Legal Tract2
Legal Block11
Legal Lot Number4
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group3
Census Block3030
Census Tract970601

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 RIDGEWAY RD; GAFFNEY S C, C, GAFFNEY, SC 29340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2013
Deed SaleFeb 27, 2013
Deed Document Number0000581007
Record UpdatedJun 8, 2026

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHEROKEE SC
Property Address106 RIDGEWAY RD # 4, 4, GAFFNEY, SC 29340-3616
Document Number0001071554
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 RIDGEWAY RD GAFFNEY SC 293403616, GAFFNEY, SC 29340-3616

Mortgage

Document Number0001071554
DateOct 24, 2018
Book Page000107/001554
Instrument5169
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$575.00 (+11%) Homeowner's exemption$5,130 (-) Land $590 Building $4,540$178,500 (-) Land $15,000 Building $163,500
2023$518.00 Homeowner's exemption$5,130 Land $590 Building $4,540$178,500 Land $15,000 Building $163,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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