108 Regency Cir, Pooler, GA 31322 Property Records

Chatham County property record for 108 Regency Cir, Pooler, GA 31322 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,568 sqft · built 2014
Lot Size	0.089 acres (3,877 sqft)
Owner	2 Individual Names on File
Last Sale	$186,900 (May 2014)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`5-1014D-02-004`

Property Details

APN / Parcel Number

Primary APN	`5-1014D-02-004`
Alternative APN	`P285E306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,877 sqft (0.089 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	205 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	108 REGENCY CIR
City	POOLER
State	GA
Zip	31322-3945
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 4392 RETREAT AT FOREST LAKES PH 1 SMB 34S 64A PRB 48P 113
Legal Subdivision	RETREAT @FRT LK
Legal Phase	1
Legal Lot Number	4392
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	2
Census Block	2001
Census Tract	10705

Owner

Source: Chatham County records · APN 5-1014D-02-004

Assessment roll updated September 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 REGENCY CIR, POOLER, GA 31322-3945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2014 · Amount on Record
Deed Sale	May 21, 2014 · Amount on Record
Prior Sale	Jul 06, 2010 · Amount on Record
Deed Document Number	20144334
Deed Book / Page	396L / 615
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	108 REGENCY CIR, POOLER, GA 31322-3945
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 REGENCY CIR, POOLER, GA 31322-3945

Mortgage

Document Number	0021270001
Date	Nov 05, 2020
Book Page	0000002127/0000000001
Instrument	032678640022

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2045

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,819.00 (+29.55%)	$119,160 (+15.38%) Land $24,000 Building $95,160	$297,900 (+15.38%) Land $60,000 Building $237,900
2023		$103,280 (+13.54%) Land $10,000 Building $93,280	$258,200 (+13.54%) Land $25,000 Building $233,200
2022	$2,948.00	$90,960 Land $10,000 Building $80,960	$227,400 Land $25,000 Building $202,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chatham County (13051C), updated October 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130510107052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 58 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 units insured (47 under condo master policies) 52 of 58 individual policies on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.