Palm Beach County property record for 108 Prado St, Royal Palm Beach, FL 33411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1983 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Mar 2016) |
| Tax Bill | $4,083 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-41-43-14-02-010-0090 |
| Primary APN | 72-41-43-14-02-010-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,044 sqft |
| 1st Floor Area | 1,584 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Pool Area | 90 sqft |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 108 PRADO ST |
|---|---|
| City | ROYAL PALM BEACH |
| State | FL |
| Zip | 33411-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | LA MANCHA TWO LT 9 BLK J |
| Legal Range | 41E |
| Legal Township | 43S |
| Legal Section | 14 |
| Legal Subdivision | LA MANCHA TWO |
| Legal Block | J |
| Legal Lot Number | 9 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | ROYAL PALM BEACH-WEST JUPITER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 7840 |
Source: Palm Beach County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 PRADO ST, ROYAL PALM BEACH, FL 33411-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2016 · Amount on File |
| Deed Sale | Mar 28, 2016 · Amount on File |
| Prior Sale | Oct 22, 2015 · Amount on File |
| Deed Document Number | 2016103892 |
| Deed Book / Page | 28187 / 1862 |
| Prior Transfer Date | Mar 1, 2013 |
| Prior Transfer Doc | 0258341822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 108 PRADO ST, ROYAL PALM BEACH, FL 33411-1026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 108 PRADO ST, ROYAL PALM BEACH, FL 33411-1026 |
| Document Number | 0336460535 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 33646/535 |
| Instrument | 20220262633 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 108 PRADO ST, ROYAL PALM BEACH, FL 33411-1026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 108 PRADO ST, ROYAL PALM BEACH, FL 33411-1026 |
| Document Number | 0319130691 |
|---|---|
| Date | Nov 14, 2020 |
| Book Page | 31913/691 |
| Instrument | 20200433671 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CLEVELAND, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2050 |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Royal Palm Beach Village |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,083.00 (+3.39%) Homeowner's exemption | $254,911 (+5.99%) | $404,441 (+4.4%) Land $167,000 Building $237,441 |
| 2024 | $3,949.00 (+2.76%) | ||
| 2023 | $3,843.00 (+1.43%) Homeowner's exemption | $240,512 (+3%) | $387,398 (+16.5%) Land $145,775 Building $241,623 |
| 2022 | $3,789.00 Homeowner's exemption | $233,507 | $332,521 Land $111,320 Building $221,201 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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