Palm Beach County property record for 103 Prado St, Royal Palm Beach, FL 33411
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,960 sqft · built 1987 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $617,000 (Sep 2026) |
| Tax Bill | $4,703 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2026 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-41-43-14-02-009-0070 |
| Primary APN | 72-41-43-14-02-009-0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 125 ft deep x 105 ft wide |
| Porch | Slab |
| Porch Area | 112 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 103 PRADO ST |
|---|---|
| City | ROYAL PALM BEACH |
| State | FL |
| Zip | 33411-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | LA MANCHA TWO LT 7 BLK I |
| Legal Range | 41E |
| Legal Township | 43S |
| Legal Section | 14 |
| Legal Subdivision | LA MANCHA TWO |
| Legal Block | I |
| Legal Lot Number | 7 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | ROYAL PALM BEACH-WEST JUPITER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7840 |
103 Prado St is owned and occupied by two individuals who bought it in September 2026.
Source: Palm Beach County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 PRADO ST, ROYAL PALM BEACH, FL 33411-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Warranty Deed, Transfer · VA Mortgage PRIME EQUITY MORTGAGE |
| Mar 26, 2026 | Warranty Deed, Transfer · Line of Credit SUNRISE INVESTMENTS LLC |
| Feb 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on File |
| Deed Sale | Sep 16, 2026 · Amount on File |
| Prior Sale | Mar 26, 2026 · Amount on File |
| Deed Document Number | 2026338888 |
| Deed Book / Page | 36796 / 1484 |
| Prior Transfer Date | Apr 19, 2006 |
| Prior Transfer Doc | 0203170086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Sep 16, 2026 |
| Property Address | 103 PRADO ST, ROYAL PALM BEACH, FL 33411-1025 |
| Document Number | 0000338888 |
| Book / Page | 36796 / 1484 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026338888 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | SOUTH FLORIDA TITLE ASSOCIATES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436,219.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 PRADO ST, ROYAL PALM BEACH, FL 33411-1025 |
| Document Number | 0000338882, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 2026338882 |
| Name | PRIME EQUITY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Mar 26, 2026 |
| Property Address | 103 PRADO ST, ROYAL PALM BEACH, FL 33411-1025 |
| Document Number | 0364020864 |
| Book / Page | 36402 / 864 |
| Map Reference | MB 29 PG 196-200 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 20260106739 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | TITLE NOW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 PRADO ST, ROYAL PALM BEACH, FL 33411-1025 |
| Name | Verified Name |
|---|---|
| Address | 7754 OKEECHOHEE BOULEVARD, WEST PALM BEACH, FL 33411-2103 |
| Document Number | 0036402868 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 36402/868 |
| Name | SUNRISE INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Feb 25, 2019 |
| Property Address | 103 PRADO ST, ROYAL PALM BEACH, FL 33411-1025 |
| Document Number | 0304361494 |
| Book / Page | 30436 / 1494 |
| Map Reference | MB 29 PG 196-200 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 20190064995 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ADVANTAGE INTERNATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4007 CYPRESS LN, 4007, CHINO HILLS, CA 91709-2927 |
| Name | Verified Name |
|---|---|
| Address | 103 PRADO ST, ROYAL PALM BEACH, FL 33411-1025 |
| Document Number | 20190064996 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 20190064996 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 103 Prado St was $4,703, up 3.2% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Royal Palm Beach Village |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,703.00 (+3.25%) | $289,138 | $409,179 Land $167,000 Building $242,179 |
| 2024 | $4,555.00 (+2.71%) | ||
| 2023 | $4,435.00 (+1.33%) Homeowner's exemption | $272,805 (+3%) | $386,461 (+14.68%) Land $145,775 Building $240,686 |
| 2022 | $4,377.00 Homeowner's exemption | $264,859 | $336,994 Land $111,320 Building $225,674 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Prado St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Prado St is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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