108 Polo, Bluffton, OH 45817 Property Records

Allen County property record for 108 Polo, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,306 sqft · built 1999
Lot Size	0.623 acres (27,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,000 (Dec 1998)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-0106-02-030.000`

Property Details

APN / Parcel Number

Primary APN	`28-0106-02-030.000`
Alternative APN	`A0228010602030000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,306 sqft Living Area
Gross Area	5,332 sqft
1st Floor Area	2,306 sqft
Basement Area	2,306 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,306 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	27,138 sqft (0.623 acres)
Lot Dimensions	220 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	248 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	108 POLO
City	BLUFFTON
State	OH
Zip	45817-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP ADDITION NO 8 LOT 1267 JOINT TEN FF 103.99
Legal Subdivision	HILLTOP ADDITION
Legal Lot Number	1267
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2007
Census Tract	10100

Owner

Source: Allen County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 POLO, BLUFFTON, OH 45817-2100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK/BLUFFTON
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 1998 · Amount on Record
Deed Sale	Dec 15, 1998 · Amount on Record
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Jul 9, 2026
Property Address	108 POLO, BLUFFTON, OH 45817-2100
Document Number	0000007142
Instrument Date	Jun 26, 2026
Instrument	20267142
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 POLO, BLUFFTON, OH 45817-2100

Mortgage

Document Number	0000007142,
Date	Jul 9, 2026
Instrument	20267142

Lender

Name	CITIZENS NATIONAL BANK/BLUFFTON

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	108 POLO, BLUFFTON, OH 45817-2100
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 POLO, BLUFFTON, OH 45817-2100

Mortgage

Document Number	6140008037
Date	Jun 14, 2021
Book Page	2021/8037
Instrument	202106140008037

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jun 30, 2026

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,448.00 (-0.09%)	$134,860 (-) Land $23,380 Building $111,480	$385,300 (-) Land $66,800 Building $318,500
2024	$4,452.00 (+29.83%) Homeowner's exemption	$134,860 (+4%) Land $23,380 Building $111,480	$385,300 (+40.01%) Land $66,800 Building $318,500
2023	$3,429.00 (-1.07%) Homeowner's exemption	$96,330 (-) Land $16,700 Building $79,630
2022	$3,466.00 Homeowner's exemption	$96,330 Land $16,700 Building $79,630
2021			$275,200 Land $47,700 Building $227,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

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