107 Polo, Bluffton, OH 45817 Property Records

Allen County property record for 107 Polo, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,100 sqft · built 2004
Lot Size	0.379 acres (16,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-0106-04-002.000`

Property Details

APN / Parcel Number

Primary APN	`28-0106-04-002.000`
Alternative APN	`A0228010604002000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	5,005 sqft
1st Floor Area	2,100 sqft
Basement Area	2,100 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	16,501 sqft (0.379 acres)
Lot Dimensions	110 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Frame Porch
Porch Area	368 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	107 POLO
City	BLUFFTON
State	OH
Zip	45817-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP ADDITION NO 8 LOT 1276 JOINT TEN FF 150.00
Legal Subdivision	HILLTOP ADDITION
Legal Lot Number	1276
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2014
Census Tract	10100

Owner

107 Polo is owned and occupied by two individuals.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 POLO, BLUFFTON, OH 45817-2101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	107 POLO, BLUFFTON, OH 45817-2101
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 POLO, BLUFFTON, OH 45817-2101

Mortgage

Document Number	7130005976
Date	Jul 13, 2023
Book Page	2023/5976
Instrument	202307130005976

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	107 POLO, BLUFFTON, OH 45817-2101
Document Number	0000008869
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 POLO BLUFFTON OH 458172101, BLUFFTON, OH 45817-2101

Mortgage

Document Number	0000008869
Date	Aug 2, 2018
Instrument	8869

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 107 Polo was $4,245, down 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,245.00 (-0.09%)	$128,560 (-) Land $22,260 Building $106,300	$367,300 (-) Land $63,600 Building $303,700
2024	$4,249.00 (+29.86%) Homeowner's exemption	$128,560 (+40.03%) Land $22,260 Building $106,300	$367,300 Land $63,600 Building $303,700
2023	$3,272.00 (-1.09%) Homeowner's exemption	$91,810 (-) Land $15,890 Building $75,920
2022	$3,308.00 Homeowner's exemption	$91,810 Land $15,890 Building $75,920
2021			$262,300 Land $45,400 Building $216,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Polo in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Polo is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

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