108 Poage Rd, Tom Bean (Whitewright), TX 75491 Property Records

Grayson County property record for 108 Poage Rd, Tom Bean, TX 75491

Property Summary

Property Type	Rural Home
Details	1,949 sqft · built 1975
Lot Size	2.93 acres (127,631 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,811 (2024)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`237 085502601`

Property Details

APN / Parcel Number

Primary APN	`237 085502601`
Alternative APN	`130254`

Interior

Building Area	1,949 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,949 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1998
Lot Area	127,631 sqft (2.93 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	150 sqft
Utility Building	120 sqft

Location & Zoning

Account Number	130254
Old Parcel Number	237 085502601
Street Address	108 POAGE RD
City	TOM BEAN
State	TX
Zip	75491-5982
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	G-0855 MCKINNEY ROBERT A-G0855, ACRES 2.93
Legal Subdivision	MCKINNEY ROBERT A-G0855
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1051
Census Tract	1802

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 POAGE RD, TOM BEAN, TX 75491-5982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020
Deed Sale	Jun 3, 2020
Deed Document Number	2020-00013126
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 3, 2020
Property Address	108 POAGE RD, TOM BEAN, TX 75491
Document Number	0000013126
Instrument Date	May 28, 2020
Instrument	13126
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	FIRST WESTERN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 POAGE RD TOM BEAN TX 75491, TOM BEAN, TX 75491

Mortgage

Document Number	13127
Date	Jun 3, 2020
Instrument	13127

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Tom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$314,467 (+2.98%)	$320,879 (+5.08%) Land $81,308 Building $239,571
2024	$2,811.00 (-39.25%)
2023		$305,357 Land $66,342 Building $239,015	$305,357 Land $66,342 Building $239,015
2022	$4,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOM BEAN serves 799 people · EPA ID TX0910008
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Rise Broadband Fixed Wireless	100 / 20
TekWav Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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