103 Pinecone Ln, Havelock, NC 28532 Property Records

Craven County property record for 103 Pinecone Ln, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,431 sqft · built 1964
Lot Size	0.46 acres (20,047 sqft)
Owner	Individual Name on Record
Tax Bill	$1,796 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-045-028-B`

Property Details

APN / Parcel Number

Primary APN	`6-045-028-B`
Alternative APN	`81886`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	1,431 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,047 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	81886
Street Address	103 PINECONE LN
City	HAVELOCK
State	NC
Zip	28532-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 WHISPERING PINES
Legal Subdivision	WHISPERING PINES
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1015
Census Tract	961102

Owner

Source: Craven County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 PINECONE LN, HAVELOCK, NC 28532-9571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1964
Deed Sale	Jan 1, 1964
Deed Book / Page	670 / 423
Last Transfer Date	Sep 16, 2021
Transfer Doc	3691/518
Record Updated	Jun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Sep 21, 2021
Property Address	103 PINECONE LN, HAVELOCK, NC 28532-9571
Document Number	3691/518
Book / Page	3691 / 518
Map Reference	MB 9 PG 71
Instrument Date	Sep 16, 2021
Instrument	10083636
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PINECONE LN, HAVELOCK, NC 28532-9571

Mortgage

Document Number	3691523
Date	Sep 21, 2021
Instrument	3691/523

Lender

Name	FIRST FLIGHT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,796.00 (+4.18%)	$148,010 (-) Land $40,000 Building $108,010	$148,010 (-) Land $40,000 Building $108,010
2023	$1,724.00 (+18.81%)	$148,010 (+22.36%) Land $40,000 Building $108,010	$148,010 (+22.36%) Land $40,000 Building $108,010
2022	$1,451.00	$120,960 Land $35,000 Building $85,960
2018			$120,960 Land $35,000 Building $85,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	10 (2011–2019)
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20