108 Pine St, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 108 Pine St, Manchester, MA 01944 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,748 sqft · built 1900
Lot Size0.118 acres (5,149 sqft)
OwnerIndividual Name on File
Last Sale$595,000 (May 2005)
Tax Bill$8,235 (2025)
Deeds & MortgagesApr 2021 Refinance
Apr 2021 Refinance
Flood ZoneZone X (minimal risk)
APNMANC M:0030 B:0000 L:0053

Property Details

APN / Parcel Number

Primary APNMANC M:0030 B:0000 L:0053

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,748 sqft Living Area
Gross Area2,819 sqft
Basement Area638 sqft
Unfinished Basement638 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,149 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address108 PINE ST
CityMANCHESTER
StateMA
Zip01944-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number53
JurisdictionMANCHESTER MA
Township / Civil DivisionMANCHESTER-BY-THE-SEA
Census Block Group4
Census Block4013
Census Tract218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records · APN MANC M:0030 B:0000 L:0053

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address108 PINE ST, MANCHESTER, MA 01944-1021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE ANN SAVINGS BANK
Apr 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2005 · Amount on Record
Deed SaleMay 16, 2005 · Amount on Record
Prior SaleJun 17, 1999 · Amount on Record
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER MA
Property Address108 PINE ST, MANCHESTER, MA 01944-1021
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000624075
DateApr 16, 2021
Instrument624075
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER MA
Property Address108 PINE ST, MANCHESTER, MA 01944-1021
Transaction TypeMortgage
Record UpdatedApr 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number624075
DateApr 16, 2021
Instrument624075
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionManchester-by-the-Sea Town
Unified School DistrictManchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,235.00 (+7.18%)$900,000 (+9.53%) Land $391,200 Building $508,800$1,013,175
2024$7,683.00 (+2.11%)$821,700 (+13.9%) Land $372,600 Building $449,100
2023$7,524.00$721,400 Land $333,800 Building $387,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092181004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Nearby Flood Policies26 in force
19 of 26 on primary residences
Nearby Flood Claims4 (1991–2018)
Most Recent ClaimJan 2018, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Pine St

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