103 Pine St, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 103 Pine St, Manchester, MA 01944

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,132 sqft · built 1900
Lot Size1.69 acres (73,751 sqft)
Owner2 Individual Names on File
Last Sale$649,000 (Aug 2012)
Tax Bill$9,361 (2025)
Deeds & MortgagesDec 2020 Refinance
Flood ZoneZone X (minimal risk)
APNMANC M:0041 B:0000 L:0013

Property Details

APN / Parcel Number

Primary APNMANC M:0041 B:0000 L:0013

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,132 sqft Living Area
Gross Area5,048 sqft
Basement Area1,352 sqft
Unfinished Basement1,352 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area73,751 sqft (1.69 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address103 PINE ST
CityMANCHESTER
StateMA
Zip01944-1019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal SubdivisionGORDON W & MARION H STEWART
Legal Lot Number13
JurisdictionMANCHESTER MA
Township / Civil DivisionMANCHESTER-BY-THE-SEA
Census Block Group4
Census Block4016
Census Tract218100

Owner

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 PINE ST, MANCHESTER, MA 01944-1019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 1, 2012 · Amount on Record
Deed SaleAug 1, 2012 · Amount on Record
Deed Book / Page31579 / 70
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER MA
Property Address103 PINE ST, MANCHESTER, MA 01944-1019
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39303-297
DateDec 16, 2020
Book Page39303/297
Instrument20201216002850
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionManchester-by-the-Sea Town
Unified School DistrictManchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,361.00 (+3.38%)$1,023,100 (+5.64%) Land $576,300 Building $446,800$1,297,605
2024$9,055.00 (+1.7%)$968,500 (+13.45%) Land $549,300 Building $419,200
2023$8,904.00$853,700 Land $492,600 Building $361,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims4 (1991–2018)
Most Recent ClaimJan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine St

Nearby Streets

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