108 Phillips Dr, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 108 Phillips Dr, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,662 sqft · built 1965
Lot Size	0.397 acres (17,302 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Apr 2005)
Tax Bill	$10,489 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-10259-11-00009`

Property Details

APN / Parcel Number

Primary APN	`15-10259-11-00009`
Alternative APNs	`1510259001100009` `06504000`

Interior

Stories	2 Stories
Building Area	1,662 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	17,302 sqft (0.397 acres)
Lot Dimensions	173 ft deep x 100 ft wide

Location & Zoning

Account Number	06504000
Street Address	108 PHILLIPS DR
City	OLD BRIDGE
State	NJ
Zip	08857-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	100X173
Legal Subdivision	ROCK HILL SEC 03
Legal Block	10259
Legal Lot Number	9
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1005
Census Tract	7906

Owner

108 Phillips Dr is owned and occupied by an individual who acquired it in August 2013.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	108 PHILLIPS DR, OLD BRIDGE, NJ 08857-2416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2005 · Amount on File
Deed Sale	Apr 27, 2005 · Amount on File
Deed Book / Page	5484 / 370
Last Transfer Date	Aug 14, 2013
Transfer Doc	201309160255
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	108 PHILLIPS DR, OLD BRIDGE, NJ 08857-2416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101809
Date	Nov 28, 2018
Book Page	17361/1030
Instrument	201800101809

Lender

Name	INVESTORS HOME MORTGAGE
Type	Mortgage Company
Address	MILLBURN, NJ 07041

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 108 Phillips Dr was $10,489, up 10.1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,800 (-) Land $63,800 Building $102,000	$165,800 (-) Land $63,800 Building $102,000
2025	$10,489.00 (+10.06%)	$165,800 Land $63,800 Building $102,000	$165,800 Land $63,800 Building $102,000
2024	$9,530.00
2023		$165,800 Land $63,800 Building $102,000	$165,800 Land $63,800 Building $102,000
2022	$8,871.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Phillips Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Phillips Dr is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20