Polk County property record for 108 Palm Dr, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1995 |
| Square Footage | 780 sqft Living Area |
| Lot Size | 8,242 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2025) |
| Tax Bill | $1,687.00 (2025) |
| Primary APN | 26-29-06-673500-000220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 780 sqft Living Area |
| 1st Floor | 720 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,242 sqft (0.189 acres) |
| Depth X Width | 109 ft x 75 ft Depth x Width |
| Shed | 1 Shed |
| Porch Area | 120 sqft Porch |
| Cooling System | None Cooling |
|---|
| Street Address | 108 PALM DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5300 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE SHIPP HEIGHTS UNIT 1 PB 33 PG 5 LOT 22 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | LAKE SHIPP HEIGHTS UNIT 01 |
| Legal Tract | 673500 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Legal Unit | 1 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 14701 |
Source: Polk County records · APN 26-29-06-673500-000220
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 PALM DR, WINTER HAVEN, FL 33880-5300 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNION HOME MORTGAGE CORP |
| Jul 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC |
| Aug 03, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RP FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on Record |
| Deed Sale | Feb 13, 2025 · Amount on Record |
| Prior Sale | Jul 13, 2022 · Amount on Record |
| Deed Doc Number | 202533862 |
| Deed Book / Page | 13433 / 203 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 108 PALM DR, WINTER HAVEN, FL 33880-5300 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 PALM DR, WINTER HAVEN, FL 33880-5300 |
| Document Number | 0000067666 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 13926/766 |
| Instrument | 2026067666 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 13, 2022 |
| Property Address | 108 PALM DR, WINTER HAVEN, FL 33880-5300 |
| Document Number | 0000189861 |
| Book / Page | 12335 / 77 |
| Map Reference | MB 33 PG 5 |
| Instrument Date | Jul 06, 2022 |
| Instrument | 2022189861 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,113.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 818 W MADISON ST, 818, GIRARD, IL 62640-1433 |
| Name | Verified Name |
|---|---|
| Address | 167 PALM DR, WINTER HAVEN, FL 33880-5336 |
| Document Number | 0001233578 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 12335/78 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 03, 2017 |
| Property Address | 108 PALM DR, WINTER HAVEN, FL 33880-5300 |
| Document Number | 0102232186 |
| Book / Page | 010223 / 002186 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 148666 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 108 PALM DR WINTER HAVEN FL 338805300, WINTER HAVEN, FL 33880-5300 |
| Document Number | 102232187 |
|---|---|
| Date | Aug 03, 2017 |
| Book Page | 010223/002187 |
| Instrument | 148667 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 02, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,687.00 (-28.15%) | $127,289 (+5.45%) Land $13,500 Building $113,789 | $127,289 (+5.45%) Land $13,500 Building $113,789 |
| 2024 | $2,348.00 (+9.67%) | ||
| 2023 | $2,141.00 (+159.52%) | $120,708 (+133.56%) Land $13,000 Building $107,708 | $120,708 (+19.52%) Land $13,000 Building $107,708 |
| 2022 | $825.00 | $51,682 | $100,990 Land $11,000 Building $89,990 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures