103 Palm Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 103 Palm Dr, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1949
Square Footage	1,348 sqft Living Area
Lot Size	8,438 sqft (0.194 acres)
Occupancy	Owner Occupied
Last Sale	$162,000 (2021)
Tax Bill	$1,149.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-06-673500-000020`
Alternative APNs	`062926673500000020` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,348 sqft Living Area
Gross Area	1,176 sqft Gross Area
1st Floor	720 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	8,438 sqft (0.194 acres)
Depth X Width	130 ft x 65 ft Depth x Width
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Patio Area	60 sqft Patio
Porch Area	610 sqft Porch

Location & Zoning

Street Address	103 PALM DR
City	WINTER HAVEN
State	FL
Zip	33880-5336
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE SHIPP HEIGHTS UNIT 1 PB 33 PG 5 LOT 2
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE SHIPP HEIGHTS UNIT 01
Legal Tract	673500
Legal Block	1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	1
Census Block	1043
Census Tract	14701

Owner

Source: Polk County records · APN 26-29-06-673500-000020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 PALM DR, WINTER HAVEN, FL 33880-5336
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2021 · Amount on Record
Deed Sale	Nov 03, 2021 · Amount on Record
Deed Doc Number	2021286472
Deed Book / Page	11964 / 2120
Record Refreshed	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 03, 2021
Property Address	103 PALM DR, WINTER HAVEN, FL 33880-5336
Document Number	0000286472
Book / Page	11964 / 2120
Map Reference	MB 33 PG 5
Instrument Date	Oct 27, 2021
Instrument	2021286472
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	557 SUNNY RD, 557, LAKELAND, FL 33801-9491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PALM DR, WINTER HAVEN, FL 33880-5336

Mortgage

Document Number	0119642122
Date	Nov 03, 2021
Instrument	11964/2122

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,149.00 (-57.82%) Homeowner's exemption	$127,200 (-29.73%) Land $13,500 Building $113,700	$127,200 (-29.73%) Land $13,500 Building $113,700
2023	$2,724.00 (+14.89%)	$181,004 (+30.61%) Land $13,000 Building $168,004	$181,004 (+30.61%) Land $13,000 Building $168,004
2022	$2,371.00	$138,579 Land $11,000 Building $127,579	$138,579 Land $11,000 Building $127,579

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.