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108 Oliver St, Berea, KY 40403 Property Records

Madison County property record for 108 Oliver St, Berea, KY 40403 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1,476 sqft
OwnerIndividual Name on File
Last Sale$60,000 (Aug 2018)
Tax Bill$1,546 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APNB008-0017-0007

Property Details

APN / Parcel Number

Primary APNB008-0017-0007
Alternative APNs
  • 115377
  • 78492
  • 44705

Interior

Stories1 Story
Building Area1,476 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeAttached
Garage Area621 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number44705
Street Address108 OLIVER ST
CityBEREA
StateKY
Zip40403-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN VIEW LOT 1 & 2
Legal SubdivisionMT VIEW
Legal Tract4
Legal Block4
Legal Lot Number1,2
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3005
Census Tract11202

Owner

Source: Madison County records · APN B008-0017-0007

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address108 OLIVER ST, BEREA, KY 40403-1033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 01, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2018 · Amount on Record
Deed SaleAug 01, 2018 · Amount on Record
Deed Document Number2013979577
Deed Book / PageD00762 / 558
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address108 OLIVER ST, BEREA, KY 40403-1033
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01990/526
DateOct 28, 2020
Book PageM01990/526
Instrument2014023030
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 14, 2030

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateAug 01, 2018
Property Address108 OLIVER ST, BEREA, KY 40403-1033
Document NumberD00762/558
Book / PageD00762 / 558
Map ReferenceMB2 PG60
Instrument DateJul 31, 2018
Instrument2013979577
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2121 THISTLE WAY, 2121, HUDSON, WI 54016-8081

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1123 W MAIN ST, RICHMOND, KY 40475-1055

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,546.00 (+13.84%) Additional exemption filed$164,000 (+17.14%)$164,000 (+17.14%)
2023$1,358.00$140,000$140,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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