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105 Oliver St, Berea, KY 40403 Property Records

Madison County property record for 105 Oliver St, Berea, KY 40403 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1976
Lot Size0.426 acres (18,565 sqft)
OwnerIndividual Name on File
Last Sale$226,000 (Jun 2021)
Tax Bill$2,131 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APNB008-0014-0013

Property Details

APN / Parcel Number

Primary APNB008-0014-0013
Alternative APNs
  • 137027
  • 99807
  • 66971

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,708 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick Veneer
Lot Area18,565 sqft (0.426 acres)
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number66971
Street Address105 OLIVER ST
CityBEREA
StateKY
Zip40403-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN VIEW LOT 13 & 14
Legal SubdivisionMOUNTAIN VIEW
Legal Tract4
Legal Block4
Legal Lot Number13,14
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3005
Census Tract11202

Owner

Source: Madison County records · APN B008-0014-0013

Assessment roll updated December 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address105 OLIVER ST, BEREA, KY 40403-1031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 24, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleNov 24, 2020 · Amount on Record
Deed Document Number20212014043117
Deed Book / Page807 / 668
Prior Transfer DateJan 17, 2011
Prior Transfer Doc00D664/188
Record UpdatedJun 08, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 30, 2021
Property Address105 OLIVER ST, BEREA, KY 40403-1031
Document NumberD807/668
Book / PageD807 / 668
Map ReferenceMB 3 PG 181
Instrument DateJun 25, 2021
Instrument2014043117
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$226.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address415 S DOGWOOD DR, 415, BEREA, KY 40403-9518

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 OLIVER ST, BEREA, KY 40403-1031

Mortgage

Document Number2014043119
DateJun 30, 2021
Instrument2014043119
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateNov 24, 2020
Property Address105 OLIVER ST, BEREA, KY 40403-1031
Document NumberD00797/486
Book / PageD00797 / 486
Map ReferenceMB 3 PG 181
Instrument DateNov 23, 2020
Instrument2014024748
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Tax$118.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 OAKWOOD DR, 201, BEREA, KY 40403-1039

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address415 S DOGWOOD DR, BEREA, KY 40403-9518
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,131.00 (-2.78%)$226,000 (-)$226,000 (-)
2023$2,192.00$226,000$226,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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