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108 Oleander Cir, Key Largo, FL 33037 Property Records

Monroe County property record for 108 Oleander Cir, Key Largo, FL 33037

Property Summary

Property TypeResidential Vacant Land
Lot Size0.165 acres (7,200 sqft)
OwnerCompany Name on File
Last Sale$850,000 (Sep 2022)
Tax Bill$5,751 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
May 2022 Transfer
Flood ZoneZone AE (high risk)
APN00503740-000000

Property Details

APN / Parcel Number

Primary APN00503740-000000
Alternative APNs
  • 33613900503740000000
  • 1621625

Exterior

Effective Year BuiltEffective 2005
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions100 ft deep x 72 ft wide
View / LotCanal

Location & Zoning

Account Number1621625
Street Address108 OLEANDER CIR
CityKEY LARGO
StateFL
Zip33037
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeIS
Legal DescriptionBK 15 LT 5 KEY LARGO BEACH ADDITION KEY LARGO PB4-22 OR251-503/504 OR1245/2322/23QC OR1438-565/68 OR1438-562/64WILL OR1460-496 OR1894-1425/25 OR1996-1452 OR2289-1606 OR2554-1950/51 OR2775-946/47 OR3173-0964 OR3193-0057
Legal Range39E
Legal Township61S
Legal Section33
Legal SubdivisionKEY LARGO BEACH ADD
Legal Block15
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2015
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 Oleander Cir, residential vacant land, is owned by a company that bought it in September 2022.

Source: Monroe County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address15440 CATALPA COVE LN, FORT MYERS, FL 33908-1709
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Warranty Deed, Transfer · Seller Carry-Back
JORGE GAVIRIA
May 12, 2022Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2022 · Amount on File
Deed SaleSep 7, 2022 · Amount on File
Prior SaleDec 23, 2015 · Amount on File
Deed Document Number20222390448
Deed Book / Page3193 / 57
Transfer Doc1460000496
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 7, 2022
Property Address108 OLEANDER CIR, KEY LARGO, FL 33037
Document Number0031930057
Book / Page3193 / 57
Map ReferenceMB 4 PG 22
Instrument DateSep 1, 2022
Instrument2390448
Transaction TypeTransfer
Record UpdatedOct 3, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1565 OCEAN BAY DR, 1565, KEY LARGO, FL 33037-4207

Transferred To (Grantee/Buyer)

NameVerified Name
Address15440 CATALPA COVE LN, FORT MYERS, FL 33908-1709

Mortgage

Document Number0000319359
DateSep 7, 2022
Instrument3193/59
Lender
NameJORGE GAVIRIA
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 12, 2022
Property Address108 OLEANDER CIR, KEY LARGO, FL 33037
Document Number0031730964
Book / Page3173 / 964
Map ReferenceMB 4 PG 22
Instrument DateApr 2, 2022
Instrument2375233
Transaction TypeTransfer
Record UpdatedJun 3, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1565 OCEAN BAY DR, 1565, KEY LARGO, FL 33037-4207

Transferred To (Grantee/Buyer)

NameVerified Name
Address1565 OCEAN BAY DR, KEY LARGO, FL 33037-4207

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$691,533 Land $690,840 Building $693$691,533 Land $690,840 Building $693
2024$5,751.00 (+4.45%)
2023$5,506.00 (+96.92%)$655,173 (+55.06%) Land $654,480 Building $693$655,173 (+55.06%) Land $654,480 Building $693
2022$2,796.00$422,527 Land $421,776 Building $751$422,527 Land $421,776 Building $751

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Oleander Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 595 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies839 units insured
incl. 244 condo units
Nearby Flood Claims304 (1983–2025)
Claims Outside the SFHA8 of 304
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 221 claims
  • Hurricane Irene, Oct 1999 · 24 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Oleander Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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